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Crescira AVM · estimated value ● Medium confidence
HK$26.30M
≈ HK$13,699 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.89M, with repayments around HK$89,231/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$83,965
−HK$5,266/mo
▼ 0.25% · 3.875%
HK$86,577
−HK$2,654/mo
Today · 4.125%
HK$89,231
baseline
▲ 0.50% · 4.625%
HK$94,660
+HK$5,429/mo

Deposit HK$7.89M · loan HK$18.41M · min. income ≈ HK$178,462/mo (50% DSR)

Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$1,117,834 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
59號
Saleable Area
1,920 ft²
Gross Area
2,500 ft²
Efficiency
77%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2002-09-02 HK$7.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 17 min walk · 1,313 m
(quite far — consider other transport options)
Education
11
schools within 1 km (5 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building