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Crescira AVM · estimated value ● Medium confidence
HK$6.13M
≈ HK$11,330 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$613K, with repayments around HK$26,736/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$25,159
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,941
−HK$795/mo
Today · 4.125%
HK$26,736
baseline
▲ 0.50% · 4.625%
HK$28,363
+HK$1,627/mo

Deposit HK$613K · loan HK$5.52M · min. income ≈ HK$53,472/mo (50% DSR)

Upfront cash ≈ HK$761K (deposit + AVD stamp duty HK$147,963 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
16/F
Flat
170/172號
Saleable Area
541 ft²
Gross Area
867 ft²
Efficiency
62%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-08-02 HK$1.92M +24.8%
3.3y
2004-05-06 HK$1.54M +18.3%
0.3y
2003-12-15 HK$1.30M −27.3%
3.2y
2000-09-25 HK$1.79M −42.1%
3.4y
1997-05-02 HK$3.09M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lei Tung
≈ 9 min walk · 644 m
Education
32
schools within 1 km (9 within 500 m)
Daily convenience
35
within 1 km (18 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
43
parks, libraries, sports within 1 km

Family-friendly — 32 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 43 parks, libraries and sports venues nearby.

Location

Other appraised units in this building