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At today's rate and a 90% mortgage, the deposit on this unit is about HK$533K, with repayments around HK$23,242/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,484/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,890 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Lei Tung Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 34 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- NO. 170/172
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 867 ft²
- Efficiency
- 53%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-08 | HK$4.50M | −35.7% 4.2y · −9.0%/yr |
| 2021-08-12 | HK$7.00M | +132.6% 10.4y · 13.0%/yr |
| 2011-03-14 | HK$3.01M | +83.5% |
| 2001-12-01 | HK$1.64M | −28.7% |
| 1998-05-23 | HK$2.30M | −10.5% |
| 1997-04-12 | HK$2.57M | — |