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At today's rate and a 90% mortgage, the deposit on this unit is about HK$369K, with repayments around HK$16,079/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$369K · loan HK$3.32M · min. income ≈ HK$32,158/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lei Tung Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- C
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 319 ft²
- Efficiency
- 83%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-09 | HK$5.10M | +42.5% 3.4y · 12.0%/yr |
| 2016-04-19 | HK$3.58M | +79.0% 3.5y · 23.0%/yr |
| 2012-11-20 | HK$2.00M | +75.4% |
| 2009-05-04 | HK$1.14M | +16.3% |
| 2005-08-24 | HK$980K | +28.9% |
| 2005-03-22 | HK$760K | −37.7% |
| 1996-12-24 | HK$1.22M | — |