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At today's rate and a 90% mortgage, the deposit on this unit is about HK$371K, with repayments around HK$16,173/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$371K · loan HK$3.34M · min. income ≈ HK$32,346/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Lei Tung Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- F
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 324 ft²
- Efficiency
- 83%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-30 | HK$3.50M | −12.1% 9.2y · −1.0%/yr |
| 2017-01-06 | HK$3.98M | +49.6% 4.0y · 12.0%/yr |
| 2013-01-11 | HK$2.66M | +43.8% |
| 2010-12-24 | HK$1.85M | +12.1% |
| 2010-10-11 | HK$1.65M | +0.0% |
| 2010-08-06 | HK$1.65M | +24.1% |
| 2009-07-28 | HK$1.33M | +46.2% |
| 2005-06-06 | HK$910K | +49.2% |
| 2004-02-19 | HK$610K | — |