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Crescira AVM · estimated value Medium confidence
HK$46.29M
≈ HK$26,586 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.89M, with repayments around HK$157,030/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$147,764
−HK$9,266/mo
▼ 0.25% · 3.875%
HK$152,360
−HK$4,670/mo
Today · 4.125%
HK$157,030
baseline
▲ 0.50% · 4.625%
HK$166,585
+HK$9,555/mo

Deposit HK$13.89M · loan HK$32.40M · min. income ≈ HK$314,060/mo (50% DSR)

Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,967,187 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 26 min walk · 2,065 m
Education
21
schools within 1 km (8 within 500 m)
Daily convenience
24
within 1 km (5 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
24
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Green space & leisure — 24 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
16/F
Flat
B
Saleable Area
1,741 Saleable ft²
Gross Area
2,378 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-01-20 HK$24.18M −1.6%
2007-04-20 HK$24.58M
Data sourced from Renavon.com