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Crescira AVM · estimated value Medium confidence
HK$53.18M
≈ HK$30,545 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.95M, with repayments around HK$180,412/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$169,766
−HK$10,646/mo
▼ 0.25% · 3.875%
HK$175,047
−HK$5,365/mo
Today · 4.125%
HK$180,412
baseline
▲ 0.50% · 4.625%
HK$191,390
+HK$10,978/mo

Deposit HK$15.95M · loan HK$37.23M · min. income ≈ HK$360,824/mo (50% DSR)

Upfront cash ≈ HK$18.21M (deposit + AVD stamp duty HK$2,260,103 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
1,741 ft²
Gross Area
2,378 ft²
Efficiency
73%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2026-04-14 HK$48.95M +96.0%
19.0y
2007-04-11 HK$24.97M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 27 min walk · 2,134 m
(quite far — consider other transport options)
Education
17
schools within 1 km (8 within 500 m)
Daily convenience
20
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com