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Home Southern District Residence Bel-Air Phase 2 South Tower Tower 8

45/F B

in Residence Bel-Air Phase 2 South Tower Tower 8

Southern District · Hong Kong Island

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Floor
5/F A 1,376 ft² 5/F B 1,780 ft² 6/F A 1,376 ft² 6/F B 1,780 ft² 7/F A 1,376 ft² 7/F B 1,780 ft² 8/F A 1,376 ft² 8/F B 1,780 ft² 9/F B 1,780 ft² 9/F A 1,376 ft² 10/F A 1,376 ft² 10/F B 1,780 ft² 11/F A 1,376 ft² 11/F B 1,780 ft² 12/F A 1,376 ft² 12/F B 1,780 ft² 13/F B 1,780 ft² 13/F A 1,376 ft² 15/F B 1,780 ft² 15/F A 1,376 ft² 16/F A 1,376 ft² 16/F B 1,780 ft² 17/F A 1,376 ft² 17/F B 1,780 ft² 18/F A 1,376 ft² 18/F B 1,780 ft² 19/F A 1,376 ft² 19/F B 1,780 ft² 20/F A 1,376 ft² 20/F B 1,780 ft² 21/F A 1,376 ft² 21/F B 1,780 ft² 22/F A 1,376 ft² 22/F B 1,780 ft² 23/F A 1,376 ft² 23/F B 1,780 ft² 25/F B 1,780 ft² 25/F A 1,376 ft² 26/F A 1,376 ft² 26/F B 1,780 ft² 27/F A 1,376 ft² 27/F B 1,780 ft² 28/F A 1,376 ft² 28/F B 1,780 ft² 29/F A 1,376 ft² 29/F B 1,780 ft² 30/F A 1,376 ft² 30/F B 1,780 ft² 31/F A 1,376 ft² 31/F B 1,780 ft² 32/F B 1,780 ft² 32/F A 1,376 ft² 33/F B 1,780 ft² 33/F A 1,376 ft² 35/F A 1,376 ft² 35/F B 1,780 ft² 36/F B 1,780 ft² 36/F A 1,376 ft² 37/F B 1,780 ft² 37/F A 1,376 ft² 38/F A 1,376 ft² 38/F B 1,780 ft² 39/F B 1,780 ft² 39/F A 1,376 ft² 40/F A 1,376 ft² 40/F B 1,780 ft² 41/F A 1,376 ft² 41/F B 1,780 ft² 42/F A 1,376 ft² 42/F B 1,780 ft² 43/F A 1,376 ft² 43/F B 1,780 ft² 45/F A 1,394 ft² 45/F B 1,781 ft² 46/F A 1,394 ft² 46/F B 1,781 ft² 47/F B 1,781 ft² 47/F A 1,394 ft² 48/F B 1,781 ft² 48/F A 1,394 ft² 49/F A 1,394 ft² 49/F B 1,781 ft² 50/F A 51/F A 2,347 ft² 52/F A 1,394 ft² 52/F B 1,784 ft² 53/F A 1,394 ft² 53/F B 1,784 ft² 55/F A 2,518 ft² 55/F B 2,540 ft²
Crescira AVM · estimated value ● Medium confidence
HK$60.11M
≈ HK$33,749 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.03M, with repayments around HK$203,916/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$191,883
−HK$12,033/mo
▼ 0.25% · 3.875%
HK$197,852
−HK$6,064/mo
Today · 4.125%
HK$203,916
baseline
▲ 0.50% · 4.625%
HK$216,324
+HK$12,408/mo

Deposit HK$18.03M · loan HK$42.07M · min. income ≈ HK$407,832/mo (50% DSR)

Upfront cash ≈ HK$20.59M (deposit + AVD stamp duty HK$2,554,547 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
45/F
Flat
B
Saleable Area
1,781 ft²
Gross Area
2,180 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2007-07-17 HK$21.52M +53.6%
2004-01-16 HK$14.01M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 30 min walk · 2,331 m
(quite far — consider other transport options)
Education
17
schools within 1 km (0 within 500 m)
Daily convenience
18
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

5/F A
1,376 ft²
HK$34.59M
5/F B
1,780 ft²
HK$54.08M
6/F A
1,376 ft²
HK$34.42M
6/F B
1,780 ft²
HK$53.74M
7/F A
1,376 ft²
HK$34.52M
7/F B
1,780 ft²
HK$53.96M
Data sourced from Renavon.com