20/F B

in RESIDENCE BEL-AIR PHASE 4 BEL-AIR ON THE PEAK TOWER 8

Switch unit

Floor

7/F A 971 ft² 7/F B 610 ft² 7/F C 963 ft² 8/F A 1,046 ft² 8/F B 649 ft² 8/F C 1,040 ft² 9/F A 1,046 ft² 9/F B 649 ft² 9/F C 1,040 ft² 10/F A 1,098 ft² 10/F B 649 ft² 10/F C 1,040 ft² 11/F A 1,046 ft² 11/F B 649 ft² 11/F C 1,040 ft² 12/F A 1,046 ft² 12/F B 649 ft² 12/F C 1,040 ft² 13/F A 1,046 ft² 13/F B 649 ft² 13/F C 1,040 ft² 15/F A 1,046 ft² 15/F B 649 ft² 15/F C 1,040 ft² 16/F A 1,046 ft² 16/F B 649 ft² 16/F C 1,061 ft² 17/F A 1,046 ft² 17/F B 649 ft² 17/F C 1,040 ft² 18/F A 1,046 ft² 18/F B 649 ft² 18/F C 1,040 ft² 19/F A 1,046 ft² 19/F B 649 ft² 19/F C 1,040 ft² 20/F A 1,046 ft² 20/F B 649 ft² 20/F C 1,040 ft² 21/F A 1,046 ft² 21/F B 649 ft² 21/F C 1,040 ft² 22/F A 1,046 ft² 22/F B 649 ft² 22/F C 1,040 ft² 23/F A 1,046 ft² 23/F B 649 ft² 23/F C 1,085 ft² 25/F A 1,046 ft² 25/F B 625 ft² 25/F C 1,040 ft² 26/F A 1,046 ft² 26/F B 649 ft² 26/F C 1,040 ft² 27/F A 1,046 ft² 27/F B 649 ft² 27/F C 1,040 ft² 28/F A 1,098 ft² 28/F B 651 ft² 29/F A 1,098 ft² 29/F B 651 ft² 30/F A 1,046 ft² 30/F B 651 ft² 31/F A 1,098 ft² 31/F B 651 ft² 32/F A 1,046 ft² 32/F B 651 ft² 33/F A 1,046 ft² 33/F B 651 ft² 35/F A 1,046 ft² 35/F B 649 ft² 35/F C 1,040 ft² 36/F A 1,046 ft² 36/F B 649 ft² 36/F C 1,040 ft² 37/F A 1,046 ft² 37/F B 649 ft² 37/F C 1,061 ft² 38/F A 1,077 ft² 38/F B 649 ft² 38/F C 1,040 ft² 39/F A 1,046 ft² 39/F B 649 ft² 39/F C 1,040 ft² 40/F A 1,046 ft² 40/F B 649 ft² 40/F C 1,040 ft² 41/F A 1,052 ft² 41/F B 653 ft² 41/F C 1,045 ft² 42/F A 1,052 ft² 42/F B 653 ft² 42/F C 1,045 ft² 43/F A 1,052 ft² 43/F B 653 ft² 43/F C 1,045 ft² 45/F A 1,052 ft² 45/F B 653 ft² 45/F C 1,045 ft² 46/F A 1,052 ft² 46/F B 653 ft² 46/F C 1,045 ft² 47/F A 1,861 ft² 47/F C 1,045 ft² 48/F A 3,739 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$14.01M

≈ HK$21,594 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.20M, with repayments around HK$47,544/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$44,739

−HK$2,805/mo

▼ 0.25% · 3.875%

HK$46,130

−HK$1,414/mo

Today · 4.125%

HK$47,544

baseline

▲ 0.50% · 4.625%

HK$50,437

+HK$2,893/mo

Deposit HK$4.20M · loan HK$9.81M · min. income ≈ HK$95,088/mo (50% DSR)

Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$525,538 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway South Horizons Station

≈ 25 min walk · 1,975 m

Education

schools within 1 km (9 within 500 m)

Daily convenience

within 1 km (6 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: B
Saleable Area: 649 Saleable ft²
Gross Area: 825 ft²
Efficiency: 79%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-06-27	HK$15.80M	−3.5% 0.6y	HK$24,345	HK$19,152
2018-11-01	HK$16.38M	+165.0% 12.4y · 13.0%/yr	HK$25,239	HK$19,854
2006-06-29	HK$6.18M	−13.9%	HK$9,522	HK$7,491
2004-12-11	HK$7.18M	—	HK$11,063	HK$8,703