▼ 0.50% · 3.625%
HK$21,906
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,588
−HK$692/mo
Today · 4.125%
HK$23,280
baseline
▲ 0.50% · 4.625%
HK$24,697
+HK$1,417/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$46,560/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,371
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,024
−HK$663/mo
Today · 4.125%
HK$25,687
baseline
▲ 0.50% · 4.625%
HK$27,041
+HK$1,354/mo
Deposit HK$4.80M · loan HK$4.80M · min. income ≈ HK$51,374/mo (50% DSR)
Upfront cash ≈ HK$5.13M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,097
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$24,846
−HK$762/mo
Today · 4.125%
HK$25,608
baseline
▲ 0.50% · 4.625%
HK$27,166
+HK$1,558/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$51,216/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,808
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$27,527
−HK$729/mo
Today · 4.125%
HK$28,256
baseline
▲ 0.50% · 4.625%
HK$29,745
+HK$1,489/mo
Deposit HK$4.32M · loan HK$5.28M · min. income ≈ HK$56,512/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,288
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,105
−HK$831/mo
Today · 4.125%
HK$27,936
baseline
▲ 0.50% · 4.625%
HK$29,636
+HK$1,700/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$55,872/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,245
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,029
−HK$796/mo
Today · 4.125%
HK$30,825
baseline
▲ 0.50% · 4.625%
HK$32,449
+HK$1,624/mo
Deposit HK$3.84M · loan HK$5.76M · min. income ≈ HK$61,650/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,478
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,364
−HK$900/mo
Today · 4.125%
HK$30,264
baseline
▲ 0.50% · 4.625%
HK$32,105
+HK$1,841/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$60,528/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,531
−HK$862/mo
Today · 4.125%
HK$33,393
baseline
▲ 0.50% · 4.625%
HK$35,154
+HK$1,761/mo
Deposit HK$3.36M · loan HK$6.24M · min. income ≈ HK$66,786/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,669
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$31,623
−HK$969/mo
Today · 4.125%
HK$32,592
baseline
▲ 0.50% · 4.625%
HK$34,575
+HK$1,983/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$65,184/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,119
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,034
−HK$928/mo
Today · 4.125%
HK$35,962
baseline
▲ 0.50% · 4.625%
HK$37,858
+HK$1,896/mo
Deposit HK$2.88M · loan HK$6.72M · min. income ≈ HK$71,924/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,859
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,882
−HK$1,038/mo
Today · 4.125%
HK$34,920
baseline
▲ 0.50% · 4.625%
HK$37,045
+HK$2,125/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,840/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,556
−HK$1,975/mo
▼ 0.25% · 3.875%
HK$37,536
−HK$995/mo
Today · 4.125%
HK$38,531
baseline
▲ 0.50% · 4.625%
HK$40,562
+HK$2,031/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,062/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,140
−HK$1,108/mo
Today · 4.125%
HK$37,248
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$2,266/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,496/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,993
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,039
−HK$1,060/mo
Today · 4.125%
HK$41,099
baseline
▲ 0.50% · 4.625%
HK$43,266
+HK$2,167/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,198/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,241
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,399
−HK$1,177/mo
Today · 4.125%
HK$39,576
baseline
▲ 0.50% · 4.625%
HK$41,984
+HK$2,408/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,152/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,430
−HK$2,238/mo
▼ 0.25% · 3.875%
HK$42,541
−HK$1,127/mo
Today · 4.125%
HK$43,668
baseline
▲ 0.50% · 4.625%
HK$45,970
+HK$2,302/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,336/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,431
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,658
−HK$1,246/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,454
+HK$2,550/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,867
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,043
−HK$1,194/mo
Today · 4.125%
HK$46,237
baseline
▲ 0.50% · 4.625%
HK$48,674
+HK$2,437/mo
Deposit HK$961K · loan HK$8.65M · min. income ≈ HK$92,474/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$330,694 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).