▼ 0.50% · 3.625%
HK$22,250
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,942
−HK$703/mo
Today · 4.125%
HK$23,645
baseline
▲ 0.50% · 4.625%
HK$25,084
+HK$1,439/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$47,290/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,752
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,416
−HK$674/mo
Today · 4.125%
HK$26,090
baseline
▲ 0.50% · 4.625%
HK$27,465
+HK$1,375/mo
Deposit HK$4.88M · loan HK$4.88M · min. income ≈ HK$52,180/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,475
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,236
−HK$773/mo
Today · 4.125%
HK$26,009
baseline
▲ 0.50% · 4.625%
HK$27,592
+HK$1,583/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$52,018/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,228
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,958
−HK$741/mo
Today · 4.125%
HK$28,699
baseline
▲ 0.50% · 4.625%
HK$30,211
+HK$1,512/mo
Deposit HK$4.39M · loan HK$5.37M · min. income ≈ HK$57,398/mo (50% DSR)
Upfront cash ≈ HK$4.74M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,700
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,530
−HK$844/mo
Today · 4.125%
HK$28,374
baseline
▲ 0.50% · 4.625%
HK$30,100
+HK$1,726/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,748/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,703
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,500
−HK$808/mo
Today · 4.125%
HK$31,308
baseline
▲ 0.50% · 4.625%
HK$32,958
+HK$1,650/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,616/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,824
−HK$914/mo
Today · 4.125%
HK$30,738
baseline
▲ 0.50% · 4.625%
HK$32,609
+HK$1,871/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$61,476/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,178
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,041
−HK$876/mo
Today · 4.125%
HK$33,917
baseline
▲ 0.50% · 4.625%
HK$35,704
+HK$1,787/mo
Deposit HK$3.42M · loan HK$6.34M · min. income ≈ HK$67,834/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,149
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$32,118
−HK$985/mo
Today · 4.125%
HK$33,103
baseline
▲ 0.50% · 4.625%
HK$35,117
+HK$2,014/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$66,206/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,653
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,583
−HK$943/mo
Today · 4.125%
HK$36,526
baseline
▲ 0.50% · 4.625%
HK$38,451
+HK$1,925/mo
Deposit HK$2.93M · loan HK$6.83M · min. income ≈ HK$73,052/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,374
−HK$2,093/mo
▼ 0.25% · 3.875%
HK$34,413
−HK$1,054/mo
Today · 4.125%
HK$35,467
baseline
▲ 0.50% · 4.625%
HK$37,625
+HK$2,158/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$70,934/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,129
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$38,124
−HK$1,011/mo
Today · 4.125%
HK$39,135
baseline
▲ 0.50% · 4.625%
HK$41,197
+HK$2,062/mo
Deposit HK$2.44M · loan HK$7.32M · min. income ≈ HK$78,270/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,599
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,707
−HK$1,125/mo
Today · 4.125%
HK$37,832
baseline
▲ 0.50% · 4.625%
HK$40,134
+HK$2,302/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$75,664/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,604
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$40,666
−HK$1,078/mo
Today · 4.125%
HK$41,744
baseline
▲ 0.50% · 4.625%
HK$43,944
+HK$2,200/mo
Deposit HK$1.95M · loan HK$7.81M · min. income ≈ HK$83,488/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,824
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$39,001
−HK$1,195/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,642
+HK$2,446/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,079
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$43,208
−HK$1,145/mo
Today · 4.125%
HK$44,353
baseline
▲ 0.50% · 4.625%
HK$46,690
+HK$2,337/mo
Deposit HK$1.46M · loan HK$8.29M · min. income ≈ HK$88,706/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,049
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,295
−HK$1,266/mo
Today · 4.125%
HK$42,561
baseline
▲ 0.50% · 4.625%
HK$45,150
+HK$2,589/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$85,122/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,554
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,749
−HK$1,213/mo
Today · 4.125%
HK$46,962
baseline
▲ 0.50% · 4.625%
HK$49,437
+HK$2,475/mo
Deposit HK$976K · loan HK$8.78M · min. income ≈ HK$93,924/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$345,750 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).