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Crescira AVM · estimated value Medium confidence
HK$27.11M
≈ HK$24,556 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.13M, with repayments around HK$91,972/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$86,545
−HK$5,427/mo
▼ 0.25% · 3.875%
HK$89,237
−HK$2,735/mo
Today · 4.125%
HK$91,972
baseline
▲ 0.50% · 4.625%
HK$97,568
+HK$5,596/mo

Deposit HK$8.13M · loan HK$18.98M · min. income ≈ HK$183,944/mo (50% DSR)

Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$1,152,175 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 28 min walk · 2,173 m
Education
22
schools within 1 km (8 within 500 m)
Daily convenience
24
within 1 km (6 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
25
parks, libraries, sports within 1 km

Family-friendly — 22 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
21/F
Flat
A
Saleable Area
1,104 Saleable ft²
Gross Area
1,586 ft²
Efficiency
70%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-05-18 HK$15.07M −9.5%
2007-05-04 HK$16.65M
Data sourced from Renavon.com