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Home Southern District Residence Bel-Air Phase 2 South Tower Tower 1

45/F A

in Residence Bel-Air Phase 2 South Tower Tower 1

Southern District · Hong Kong Island

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Floor
5/F A 1,921 ft² 5/F B 884 ft² 5/F C 1,091 ft² 6/F A 1,956 ft² 6/F B 900 ft² 6/F C 1,118 ft² 7/F A 1,956 ft² 7/F B 900 ft² 7/F C 1,118 ft² 8/F A 1,956 ft² 8/F B 900 ft² 8/F C 1,118 ft² 9/F A 1,956 ft² 9/F B 909 ft² 9/F C 1,118 ft² 10/F A 1,911 ft² 10/F B 900 ft² 10/F C 1,118 ft² 11/F A 1,911 ft² 11/F B 900 ft² 11/F C 1,118 ft² 12/F A 1,911 ft² 12/F C 1,118 ft² 12/F B 900 ft² 13/F C 1,118 ft² 13/F A 1,956 ft² 13/F B 900 ft² 15/F C 1,118 ft² 15/F A 1,956 ft² 15/F B 900 ft² 16/F C 1,118 ft² 16/F A 1,956 ft² 16/F B 900 ft² 17/F A 1,911 ft² 17/F B 909 ft² 17/F C 1,118 ft² 18/F A 1,911 ft² 18/F B 900 ft² 18/F C 1,118 ft² 19/F A 1,956 ft² 19/F B 900 ft² 19/F C 1,118 ft² 20/F A 1,956 ft² 20/F B 900 ft² 20/F C 1,118 ft² 21/F A 1,911 ft² 21/F B 900 ft² 21/F C 1,118 ft² 22/F A 1,956 ft² 22/F B 909 ft² 23/F A 1,911 ft² 23/F B 909 ft² 23/F C 1,133 ft² 25/F A 1,956 ft² 25/F B 900 ft² 25/F C 1,118 ft² 26/F A 1,956 ft² 26/F C 1,118 ft² 26/F B 900 ft² 27/F A 1,956 ft² 27/F C 1,133 ft² 27/F B 900 ft² 28/F A 1,911 ft² 28/F B 900 ft² 28/F C 1,118 ft² 29/F A 1,911 ft² 29/F B 901 ft² 29/F C 1,118 ft² 30/F B 901 ft² 30/F C 1,133 ft² 30/F A 1,956 ft² 31/F A 1,956 ft² 31/F C 1,118 ft² 31/F B 901 ft² 32/F A 1,955 ft² 32/F B 908 ft² 32/F C 1,118 ft² 33/F A 1,908 ft² 33/F C 1,118 ft² 33/F B 908 ft² 35/F A 1,908 ft² 35/F B 908 ft² 35/F C 1,118 ft² 36/F A 1,908 ft² 36/F B 908 ft² 36/F C 1,118 ft² 37/F A 1,908 ft² 37/F B 908 ft² 37/F C 1,118 ft² 38/F A 1,908 ft² 38/F B 912 ft² 38/F C 1,133 ft² 39/F A 1,955 ft² 39/F B 908 ft² 39/F C 1,118 ft² 40/F A 1,908 ft² 40/F C 1,118 ft² 40/F B 908 ft² 41/F A 1,908 ft² 41/F C 1,118 ft² 41/F B 908 ft² 42/F B 938 ft² 42/F C 1,118 ft² 42/F A 1,955 ft² 43/F C 1,118 ft² 45/F A 1,955 ft² 45/F B 938 ft² 45/F C 1,133 ft² 46/F B 938 ft² 46/F C 1,133 ft² 46/F A 1,955 ft² 47/F C 1,118 ft² 47/F A 1,955 ft² 47/F B 938 ft² 48/F C 1,118 ft² 48/F A 1,955 ft² 48/F B 938 ft² 49/F A 1,955 ft² 49/F C 1,129 ft² 49/F B 938 ft² 50/F B 938 ft² 50/F A 1,955 ft² 50/F C 1,129 ft² 51/F A 2,953 ft² 51/F B 2,223 ft²
Crescira AVM · estimated value ● Medium confidence
HK$65.51M
≈ HK$33,510 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$19.65M, with repayments around HK$222,255/mo for the first 5 years.

Open full planner → Compare mortgage offers →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$209,140
−HK$13,115/mo
▼ 0.25% · 3.875%
HK$215,646
−HK$6,609/mo
Today · 4.125%
HK$222,255
baseline
▲ 0.50% · 4.625%
HK$235,779
+HK$13,524/mo

Deposit HK$19.65M · loan HK$45.86M · min. income ≈ HK$444,510/mo (50% DSR)

Upfront cash ≈ HK$22.44M (deposit + AVD stamp duty HK$2,784,292 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
45/F
Flat
A
Saleable Area
1,955 ft²
Gross Area
2,361 ft²
Efficiency
83%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2013-06-19 HK$47.00M +231.7%
2003-10-08 HK$14.17M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 30 min walk · 2,331 m
(quite far — consider other transport options)
Education
17
schools within 1 km (0 within 500 m)
Daily convenience
18
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 17 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

5/F A
1,921 ft²
HK$56.11M
5/F B
884 ft²
HK$20.34M
5/F C
1,091 ft²
HK$25.24M
6/F A
1,956 ft²
HK$57.34M
6/F B
900 ft²
HK$20.89M
6/F C
1,118 ft²
HK$26.09M
Data sourced from Renavon.com