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Crescira AVM · estimated value Medium confidence
HK$28.26M
≈ HK$20,659 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.48M, with repayments around HK$95,879/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$90,221
−HK$5,658/mo
▼ 0.25% · 3.875%
HK$93,027
−HK$2,852/mo
Today · 4.125%
HK$95,879
baseline
▲ 0.50% · 4.625%
HK$101,713
+HK$5,834/mo

Deposit HK$8.48M · loan HK$19.78M · min. income ≈ HK$191,758/mo (50% DSR)

Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,116 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 30 min walk · 2,335 m
Education
23
schools within 1 km (0 within 500 m)
Daily convenience
21
within 1 km (2 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
22
parks, libraries, sports within 1 km

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Green space & leisure — 22 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
B
Saleable Area
1,368 Saleable ft²
Gross Area
1,674 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2019-04-01 HK$35.58M +172.0%
12.0y · 14.0%/yr
2007-03-12 HK$13.08M +72.3%
2003-03-14 HK$7.59M
Data sourced from Renavon.com