38/F A

in RESIDENCE BEL-AIR PHASE 4 BEL-AIR ON THE PEAK TOWER 9

Switch unit

Floor

653 ft² 653 ft² 7/F A 962 ft² 7/F B 610 ft² 7/F C 1,025 ft² 8/F A 1,038 ft² 8/F B 649 ft² 8/F C 1,100 ft² 9/F A 1,089 ft² 9/F B 649 ft² 9/F C 1,100 ft² 10/F A 1,038 ft² 10/F B 649 ft² 10/F C 1,100 ft² 11/F A 1,038 ft² 11/F B 649 ft² 11/F C 1,100 ft² 12/F A 1,038 ft² 12/F B 649 ft² 12/F C 1,100 ft² 13/F A 1,065 ft² 13/F B 649 ft² 13/F C 1,100 ft² 15/F A 1,038 ft² 15/F B 649 ft² 15/F C 1,100 ft² 16/F A 1,038 ft² 16/F B 649 ft² 16/F C 1,100 ft² 17/F A 1,038 ft² 17/F B 649 ft² 17/F C 1,100 ft² 18/F A 1,065 ft² 18/F B 649 ft² 18/F C 1,100 ft² 19/F A 1,038 ft² 19/F B 649 ft² 19/F C 1,132 ft² 20/F A 1,065 ft² 20/F B 649 ft² 20/F C 1,100 ft² 21/F A 1,038 ft² 21/F B 649 ft² 21/F C 1,100 ft² 22/F A 1,089 ft² 22/F B 649 ft² 22/F C 1,100 ft² 23/F A 1,038 ft² 23/F B 649 ft² 23/F C 1,100 ft² 25/F A 1,038 ft² 25/F B 649 ft² 25/F C 1,100 ft² 26/F A 1,038 ft² 26/F B 649 ft² 26/F C 1,100 ft² 27/F A 1,038 ft² 27/F B 649 ft² 27/F C 1,100 ft² 28/F C 1,105 ft² 29/F B 651 ft² 29/F C 1,103 ft² 30/F B 632 ft² 30/F C 1,149 ft² 31/F B 651 ft² 31/F C 1,103 ft² 32/F B 651 ft² 32/F C 1,103 ft² 33/F B 651 ft² 33/F C 1,103 ft² 35/F A 1,089 ft² 35/F B 649 ft² 35/F C 1,105 ft² 36/F A 1,038 ft² 36/F B 649 ft² 36/F C 1,105 ft² 37/F A 1,038 ft² 37/F B 649 ft² 37/F C 1,105 ft² 38/F A 1,038 ft² 38/F B 649 ft² 38/F C 1,105 ft² 39/F A 1,038 ft² 39/F B 649 ft² 39/F C 1,105 ft² 40/F A 1,038 ft² 40/F B 649 ft² 40/F C 1,105 ft² 41/F A 1,043 ft² 41/F B 653 ft² 41/F C 1,115 ft² 42/F A 1,043 ft² 42/F C 1,115 ft² 43/F A 1,095 ft² 43/F C 1,115 ft² 45/F A 1,851 ft² 45/F C 1,116 ft² 46/F A 3,946 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$28.29M

≈ HK$27,256 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.49M, with repayments around HK$95,982/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$90,318

−HK$5,664/mo

▼ 0.25% · 3.875%

HK$93,128

−HK$2,854/mo

Today · 4.125%

HK$95,982

baseline

▲ 0.50% · 4.625%

HK$101,822

+HK$5,840/mo

Deposit HK$8.49M · loan HK$19.80M · min. income ≈ HK$191,964/mo (50% DSR)

Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$1,202,412 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway South Horizons Station

≈ 26 min walk · 2,041 m

Education

schools within 1 km (8 within 500 m)

Daily convenience

within 1 km (5 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Green space & leisure — 25 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 38/F
Flat: A
Saleable Area: 1,038 Saleable ft²
Gross Area: 1,408 ft²
Efficiency: 74%
District: Southern District · Hong Kong Island
School net (POA): 18

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2018-02-15	HK$25.85M	+103.9% 12.4y · 8.0%/yr	HK$24,904	HK$18,359
2005-10-08	HK$12.68M	+18.1%	HK$12,216	HK$9,006
2005-05-11	HK$10.74M	—	HK$10,347	HK$7,628

Other appraised units in this building

Data sourced from Renavon.com