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Crescira AVM · estimated value Medium confidence
HK$13.34M
≈ HK$14,528 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.00M, with repayments around HK$45,244/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,574
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,899
−HK$1,345/mo
Today · 4.125%
HK$45,244
baseline
▲ 0.50% · 4.625%
HK$47,997
+HK$2,753/mo

Deposit HK$4.00M · loan HK$9.34M · min. income ≈ HK$90,488/mo (50% DSR)

Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$500,112 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
H
Saleable Area
918 ft²
Gross Area
1,129 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-09-21 HK$16.50M +20.4%
4.7y
2016-12-28 HK$13.70M +140.4%
20.2y · 7.0%/yr
1996-11-08 HK$5.70M +21.3%
1996-06-28 HK$4.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 16 min walk · 1,244 m
(quite far — consider other transport options)
Education
11
schools within 1 km (6 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com