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Crescira AVM · estimated value Medium confidence
HK$13.05M
≈ HK$15,105 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.92M, with repayments around HK$44,274/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,661
−HK$2,613/mo
▼ 0.25% · 3.875%
HK$42,957
−HK$1,317/mo
Today · 4.125%
HK$44,274
baseline
▲ 0.50% · 4.625%
HK$46,968
+HK$2,694/mo

Deposit HK$3.92M · loan HK$9.14M · min. income ≈ HK$88,548/mo (50% DSR)

Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$489,388 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
H
Saleable Area
864 ft²
Gross Area
1,129 ft²
Efficiency
77%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2014-06-03 HK$13.45M +43.1%
2008-09-24 HK$9.40M +20.5%
1997-04-18 HK$7.80M +11.4%
1997-02-21 HK$7.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 16 min walk · 1,244 m
(quite far — consider other transport options)
Education
11
schools within 1 km (6 within 500 m)
Daily convenience
2
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com