▼ 0.50% · 3.625%
HK$19,505
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,112
−HK$616/mo
Today · 4.125%
HK$20,728
baseline
▲ 0.50% · 4.625%
HK$21,989
+HK$1,261/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,456/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,699
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$22,281
−HK$591/mo
Today · 4.125%
HK$22,872
baseline
▲ 0.50% · 4.625%
HK$24,077
+HK$1,205/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,744/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,456
−HK$1,345/mo
▼ 0.25% · 3.875%
HK$22,123
−HK$678/mo
Today · 4.125%
HK$22,801
baseline
▲ 0.50% · 4.625%
HK$24,188
+HK$1,387/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$45,602/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,869
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$24,509
−HK$650/mo
Today · 4.125%
HK$25,159
baseline
▲ 0.50% · 4.625%
HK$26,485
+HK$1,326/mo
Deposit HK$3.85M · loan HK$4.70M · min. income ≈ HK$50,318/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,134
−HK$740/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,513/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,737
−HK$709/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$28,893
+HK$1,447/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,357
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,145
−HK$802/mo
Today · 4.125%
HK$26,947
baseline
▲ 0.50% · 4.625%
HK$28,586
+HK$1,639/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$53,894/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,209
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$28,966
−HK$767/mo
Today · 4.125%
HK$29,733
baseline
▲ 0.50% · 4.625%
HK$31,300
+HK$1,567/mo
Deposit HK$2.99M · loan HK$5.56M · min. income ≈ HK$59,466/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,307
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,157
−HK$863/mo
Today · 4.125%
HK$29,020
baseline
▲ 0.50% · 4.625%
HK$30,785
+HK$1,765/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,040/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,379
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$826/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,708
+HK$1,688/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$924/mo
Today · 4.125%
HK$31,092
baseline
▲ 0.50% · 4.625%
HK$32,984
+HK$1,892/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,184/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,549
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,422
−HK$885/mo
Today · 4.125%
HK$34,307
baseline
▲ 0.50% · 4.625%
HK$36,116
+HK$1,809/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,614/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,208
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,179
−HK$986/mo
Today · 4.125%
HK$33,165
baseline
▲ 0.50% · 4.625%
HK$35,183
+HK$2,018/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$66,330/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,719
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,650
−HK$944/mo
Today · 4.125%
HK$36,594
baseline
▲ 0.50% · 4.625%
HK$38,523
+HK$1,929/mo
Deposit HK$1.71M · loan HK$6.84M · min. income ≈ HK$73,188/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,159
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,190
−HK$1,048/mo
Today · 4.125%
HK$35,238
baseline
▲ 0.50% · 4.625%
HK$37,382
+HK$2,144/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$70,476/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,889
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,878
−HK$1,004/mo
Today · 4.125%
HK$38,882
baseline
▲ 0.50% · 4.625%
HK$40,931
+HK$2,049/mo
Deposit HK$1.28M · loan HK$7.27M · min. income ≈ HK$77,764/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,109
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,201
−HK$1,110/mo
Today · 4.125%
HK$37,311
baseline
▲ 0.50% · 4.625%
HK$39,581
+HK$2,270/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$74,622/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,059
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,106
−HK$1,063/mo
Today · 4.125%
HK$41,169
baseline
▲ 0.50% · 4.625%
HK$43,339
+HK$2,170/mo
Deposit HK$855K · loan HK$7.70M · min. income ≈ HK$82,338/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,617 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).