▼ 0.50% · 3.625%
HK$20,284
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,915
−HK$641/mo
Today · 4.125%
HK$21,556
baseline
▲ 0.50% · 4.625%
HK$22,868
+HK$1,312/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$43,112/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,566
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,171
−HK$614/mo
Today · 4.125%
HK$23,785
baseline
▲ 0.50% · 4.625%
HK$25,039
+HK$1,254/mo
Deposit HK$4.45M · loan HK$4.45M · min. income ≈ HK$47,570/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,312
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$706/mo
Today · 4.125%
HK$23,712
baseline
▲ 0.50% · 4.625%
HK$25,154
+HK$1,442/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$47,424/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,822
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$25,488
−HK$675/mo
Today · 4.125%
HK$26,163
baseline
▲ 0.50% · 4.625%
HK$27,543
+HK$1,380/mo
Deposit HK$4.00M · loan HK$4.89M · min. income ≈ HK$52,326/mo (50% DSR)
Upfront cash ≈ HK$4.27M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,098
−HK$769/mo
Today · 4.125%
HK$25,867
baseline
▲ 0.50% · 4.625%
HK$27,441
+HK$1,574/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$51,734/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,079
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,805
−HK$737/mo
Today · 4.125%
HK$28,542
baseline
▲ 0.50% · 4.625%
HK$30,046
+HK$1,504/mo
Deposit HK$3.56M · loan HK$5.34M · min. income ≈ HK$57,084/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,369
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,189
−HK$834/mo
Today · 4.125%
HK$28,023
baseline
▲ 0.50% · 4.625%
HK$29,728
+HK$1,705/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$56,046/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,336
−HK$1,584/mo
▼ 0.25% · 3.875%
HK$30,122
−HK$798/mo
Today · 4.125%
HK$30,920
baseline
▲ 0.50% · 4.625%
HK$32,550
+HK$1,630/mo
Deposit HK$3.11M · loan HK$5.78M · min. income ≈ HK$61,840/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,398
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,281
−HK$897/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$32,015
+HK$1,837/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,592
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,439
−HK$860/mo
Today · 4.125%
HK$33,299
baseline
▲ 0.50% · 4.625%
HK$35,054
+HK$1,755/mo
Deposit HK$2.67M · loan HK$6.23M · min. income ≈ HK$66,598/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,426
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,372
−HK$962/mo
Today · 4.125%
HK$32,334
baseline
▲ 0.50% · 4.625%
HK$34,301
+HK$1,967/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$64,668/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,849
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,756
−HK$921/mo
Today · 4.125%
HK$35,677
baseline
▲ 0.50% · 4.625%
HK$37,558
+HK$1,881/mo
Deposit HK$2.22M · loan HK$6.67M · min. income ≈ HK$71,354/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,454
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$33,464
−HK$1,026/mo
Today · 4.125%
HK$34,490
baseline
▲ 0.50% · 4.625%
HK$36,588
+HK$2,098/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,105
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$37,074
−HK$982/mo
Today · 4.125%
HK$38,056
baseline
▲ 0.50% · 4.625%
HK$40,062
+HK$2,006/mo
Deposit HK$1.78M · loan HK$7.12M · min. income ≈ HK$76,112/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,483
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,555
−HK$1,090/mo
Today · 4.125%
HK$36,645
baseline
▲ 0.50% · 4.625%
HK$38,875
+HK$2,230/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$73,290/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,362
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,391
−HK$1,043/mo
Today · 4.125%
HK$40,434
baseline
▲ 0.50% · 4.625%
HK$42,566
+HK$2,132/mo
Deposit HK$1.33M · loan HK$7.56M · min. income ≈ HK$80,868/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,511
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$37,647
−HK$1,154/mo
Today · 4.125%
HK$38,801
baseline
▲ 0.50% · 4.625%
HK$41,162
+HK$2,361/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$77,602/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,618
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$41,708
−HK$1,105/mo
Today · 4.125%
HK$42,813
baseline
▲ 0.50% · 4.625%
HK$45,070
+HK$2,257/mo
Deposit HK$890K · loan HK$8.01M · min. income ≈ HK$85,626/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,866 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).