Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$4.63M
≈ HK$11,199 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,174/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$18,983
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,574
−HK$600/mo
Today · 4.125%
HK$20,174
baseline
▲ 0.50% · 4.625%
HK$21,401
+HK$1,227/mo

Deposit HK$463K · loan HK$4.16M · min. income ≈ HK$40,348/mo (50% DSR)

Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$80,005 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
9/F
Flat
D
Saleable Area
413 ft²
Gross Area
494 ft²
Efficiency
84%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2023-05-19 HK$6.50M +10.5%
5.1y
2018-04-13 HK$5.88M +449.5%
13.5y
2004-11-01 HK$1.07M −34.0%
7.9y
1996-11-27 HK$1.62M +8.0%
0.5y
1996-05-24 HK$1.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wong Chuk Hang
≈ 6 min walk · 423 m
Education
20
schools within 1 km (6 within 500 m)
Daily convenience
12
within 1 km (5 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Wong Chuk Hang Station (a rail station within an 8-min walk earns this label).

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building