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Crescira AVM · estimated value Medium confidence
HK$4.07M
≈ HK$12,936 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$407K, with repayments around HK$17,774/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$16,725
−HK$1,049/mo
▼ 0.25% · 3.875%
HK$17,246
−HK$528/mo
Today · 4.125%
HK$17,774
baseline
▲ 0.50% · 4.625%
HK$18,856
+HK$1,082/mo

Deposit HK$407K · loan HK$3.67M · min. income ≈ HK$35,548/mo (50% DSR)

Upfront cash ≈ HK$423K (deposit + AVD stamp duty HK$15,088 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wong Chuk Hang Station
≈ 6 min walk · 420 m
Education
19
schools within 1 km (6 within 500 m)
Daily convenience
12
within 1 km (5 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
38
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Wong Chuk Hang Station Station.

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 12 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 38 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
19/F
Flat
E
Saleable Area
315 Saleable ft²
Gross Area
463 ft²
Efficiency
68%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2009-11-09 HK$2.25M +90.7%
2004-03-26 HK$1.18M
Data sourced from Renavon.com