▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$145/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$139/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,031
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$159/mo
Today · 4.125%
HK$5,346
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$325/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,692/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,747
−HK$152/mo
Today · 4.125%
HK$5,899
baseline
▲ 0.50% · 4.625%
HK$6,210
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,798/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,488
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,659
−HK$173/mo
Today · 4.125%
HK$5,832
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$355/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,664/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,105
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,269
−HK$166/mo
Today · 4.125%
HK$6,435
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$339/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,870/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$188/mo
Today · 4.125%
HK$6,318
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$384/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,636/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,614
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$180/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,339
+HK$368/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,403
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$202/mo
Today · 4.125%
HK$6,804
baseline
▲ 0.50% · 4.625%
HK$7,218
+HK$414/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,608/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,123
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,314
−HK$194/mo
Today · 4.125%
HK$7,508
baseline
▲ 0.50% · 4.625%
HK$7,903
+HK$395/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,016/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,860
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$217/mo
Today · 4.125%
HK$7,290
baseline
▲ 0.50% · 4.625%
HK$7,734
+HK$444/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,580/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,632
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,836
−HK$208/mo
Today · 4.125%
HK$8,044
baseline
▲ 0.50% · 4.625%
HK$8,468
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,088/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,317
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$231/mo
Today · 4.125%
HK$7,776
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,552/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,140
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,359
−HK$221/mo
Today · 4.125%
HK$8,580
baseline
▲ 0.50% · 4.625%
HK$9,032
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,160/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,774
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,016
−HK$246/mo
Today · 4.125%
HK$8,262
baseline
▲ 0.50% · 4.625%
HK$8,765
+HK$503/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,524/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,649
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,881
−HK$235/mo
Today · 4.125%
HK$9,116
baseline
▲ 0.50% · 4.625%
HK$9,597
+HK$481/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,232/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,232
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,488
−HK$260/mo
Today · 4.125%
HK$8,748
baseline
▲ 0.50% · 4.625%
HK$9,280
+HK$532/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,496/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,158
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,403
−HK$250/mo
Today · 4.125%
HK$9,653
baseline
▲ 0.50% · 4.625%
HK$10,161
+HK$508/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,306/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).