▼ 0.50% · 3.625%
HK$4,360
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$138/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,915
+HK$282/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,850
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$132/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,382
+HK$270/mo
Deposit HK$956K · loan HK$956K · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$956K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,796
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,945
−HK$151/mo
Today · 4.125%
HK$5,096
baseline
▲ 0.50% · 4.625%
HK$5,406
+HK$310/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$10,192/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,335
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,478
−HK$145/mo
Today · 4.125%
HK$5,623
baseline
▲ 0.50% · 4.625%
HK$5,920
+HK$297/mo
Deposit HK$860K · loan HK$1.05M · min. income ≈ HK$11,246/mo (50% DSR)
Upfront cash ≈ HK$860K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,232
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,394
−HK$166/mo
Today · 4.125%
HK$5,560
baseline
▲ 0.50% · 4.625%
HK$5,898
+HK$338/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$11,120/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,820
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,976
−HK$158/mo
Today · 4.125%
HK$6,134
baseline
▲ 0.50% · 4.625%
HK$6,458
+HK$324/mo
Deposit HK$765K · loan HK$1.15M · min. income ≈ HK$12,268/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,668
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,844
−HK$179/mo
Today · 4.125%
HK$6,023
baseline
▲ 0.50% · 4.625%
HK$6,389
+HK$366/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$12,046/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,305
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,474
−HK$172/mo
Today · 4.125%
HK$6,646
baseline
▲ 0.50% · 4.625%
HK$6,996
+HK$350/mo
Deposit HK$669K · loan HK$1.24M · min. income ≈ HK$13,292/mo (50% DSR)
Upfront cash ≈ HK$669K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,103
−HK$383/mo
▼ 0.25% · 3.875%
HK$6,293
−HK$193/mo
Today · 4.125%
HK$6,486
baseline
▲ 0.50% · 4.625%
HK$6,881
+HK$395/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$12,972/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,972
−HK$185/mo
Today · 4.125%
HK$7,157
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$377/mo
Deposit HK$574K · loan HK$1.34M · min. income ≈ HK$14,314/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,539
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,743
−HK$207/mo
Today · 4.125%
HK$6,950
baseline
▲ 0.50% · 4.625%
HK$7,372
+HK$422/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$13,900/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,275
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,470
−HK$198/mo
Today · 4.125%
HK$7,668
baseline
▲ 0.50% · 4.625%
HK$8,072
+HK$404/mo
Deposit HK$478K · loan HK$1.43M · min. income ≈ HK$15,336/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,975
−HK$438/mo
▼ 0.25% · 3.875%
HK$7,192
−HK$221/mo
Today · 4.125%
HK$7,413
baseline
▲ 0.50% · 4.625%
HK$7,864
+HK$451/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$14,826/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,760
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,968
−HK$211/mo
Today · 4.125%
HK$8,179
baseline
▲ 0.50% · 4.625%
HK$8,610
+HK$431/mo
Deposit HK$382K · loan HK$1.53M · min. income ≈ HK$16,358/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,411
−HK$465/mo
▼ 0.25% · 3.875%
HK$7,642
−HK$234/mo
Today · 4.125%
HK$7,876
baseline
▲ 0.50% · 4.625%
HK$8,355
+HK$479/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$15,752/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,245
−HK$446/mo
▼ 0.25% · 3.875%
HK$8,466
−HK$225/mo
Today · 4.125%
HK$8,691
baseline
▲ 0.50% · 4.625%
HK$9,149
+HK$458/mo
Deposit HK$287K · loan HK$1.63M · min. income ≈ HK$17,382/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,847
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,091
−HK$248/mo
Today · 4.125%
HK$8,339
baseline
▲ 0.50% · 4.625%
HK$8,847
+HK$508/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,678/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,730
−HK$472/mo
▼ 0.25% · 3.875%
HK$8,964
−HK$238/mo
Today · 4.125%
HK$9,202
baseline
▲ 0.50% · 4.625%
HK$9,687
+HK$485/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,404/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).