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Home Central and Western District Central Residence By The Park

20/F B

in Central Residence By The Park

Central and Western District · Hong Kong Island

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Floor
2/F A 1,055 ft² 2/F B 509 ft² 2/F C 510 ft² 2/F D 1,055 ft² 3/F A 635 ft² 3/F B 511 ft² 3/F C 512 ft² 3/F D 635 ft² 3/F E 380 ft² 3/F F 380 ft² 5/F A 635 ft² 5/F B 511 ft² 5/F C 512 ft² 5/F D 635 ft² 5/F E 380 ft² 5/F F 380 ft² 6/F A 635 ft² 6/F B 511 ft² 6/F C 512 ft² 6/F D 635 ft² 6/F E 380 ft² 6/F F 380 ft² 7/F A 635 ft² 7/F B 511 ft² 7/F C 512 ft² 7/F D 635 ft² 7/F E 380 ft² 7/F F 380 ft² 8/F A 635 ft² 8/F B 511 ft² 8/F C 512 ft² 8/F D 635 ft² 8/F E 380 ft² 8/F F 380 ft² 9/F A 635 ft² 9/F B 511 ft² 9/F C 512 ft² 9/F D 635 ft² 9/F E 380 ft² 9/F F 380 ft² 10/F A 635 ft² 10/F B 511 ft² 10/F C 512 ft² 10/F D 635 ft² 10/F E 380 ft² 10/F F 380 ft² 11/F A 635 ft² 11/F B 511 ft² 11/F C 512 ft² 11/F D 635 ft² 11/F E 380 ft² 11/F F 380 ft² 12/F A 635 ft² 12/F B 511 ft² 12/F C 512 ft² 12/F D 635 ft² 12/F E 380 ft² 12/F F 380 ft² 15/F A 1,029 ft² 15/F B 1,074 ft² 15/F C 1,017 ft² 16/F A 1,029 ft² 16/F B 1,074 ft² 16/F C 1,017 ft² 17/F A 1,029 ft² 17/F B 1,074 ft² 17/F C 1,017 ft² 18/F A 1,029 ft² 18/F B 1,074 ft² 18/F C 1,017 ft² 19/F A 1,029 ft² 19/F B 1,074 ft² 19/F C 1,017 ft² 20/F A 1,029 ft² 20/F B 1,074 ft² 20/F C 1,017 ft² 21/F A 1,029 ft² 21/F B 1,074 ft² 21/F C 1,017 ft² 22/F A 1,029 ft² 22/F B 1,074 ft² 22/F C 1,017 ft² 23/F A 1,029 ft² 23/F B 1,074 ft² 23/F C 1,017 ft² 25/F A 1,608 ft² 26/F A 1,608 ft² 28/F A 1,608 ft² 28/F B 1,254 ft²
Crescira AVM · estimated value ● Medium confidence
HK$53.35M
≈ HK$49,678 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$16.01M, with repayments around HK$181,008/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$170,327
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$175,625
−HK$5,383/mo
Today · 4.125%
HK$181,008
baseline
▲ 0.50% · 4.625%
HK$192,022
+HK$11,014/mo

Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$362,016/mo (50% DSR)

Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,567 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 6 min walk · 403 m
Education
28
schools within 1 km (9 within 500 m)
Daily convenience
52
within 1 km (22 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mass Transit Railway Central Station Station.

Family-friendly — 28 schools within a 1 km walk.

Everyday convenience — 52 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
B
Saleable Area
1,074 Saleable ft²
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2026-02-23 HK$50.83M —

Other appraised units in this building

2/F A
1,055 ft²
HK$45.04M
2/F B
509 ft²
HK$19.28M
2/F C
510 ft²
HK$19.28M
2/F D
1,055 ft²
HK$43.71M
3/F A
635 ft²
HK$23.14M
3/F B
511 ft²
HK$18.89M
Data sourced from Renavon.com