▼ 0.50% · 3.625%
HK$20,775
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,421
−HK$657/mo
Today · 4.125%
HK$22,078
baseline
▲ 0.50% · 4.625%
HK$23,421
+HK$1,343/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,156/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,112
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,732
−HK$629/mo
Today · 4.125%
HK$24,361
baseline
▲ 0.50% · 4.625%
HK$25,645
+HK$1,284/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,722/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,852
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$23,563
−HK$722/mo
Today · 4.125%
HK$24,285
baseline
▲ 0.50% · 4.625%
HK$25,763
+HK$1,478/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,570/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,423
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$26,105
−HK$692/mo
Today · 4.125%
HK$26,797
baseline
▲ 0.50% · 4.625%
HK$28,209
+HK$1,412/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,594/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,930
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,705
−HK$788/mo
Today · 4.125%
HK$26,493
baseline
▲ 0.50% · 4.625%
HK$28,105
+HK$1,612/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$52,986/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,734
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,478
−HK$755/mo
Today · 4.125%
HK$29,233
baseline
▲ 0.50% · 4.625%
HK$30,774
+HK$1,541/mo
Deposit HK$3.64M · loan HK$5.47M · min. income ≈ HK$58,466/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,007
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,847
−HK$854/mo
Today · 4.125%
HK$28,701
baseline
▲ 0.50% · 4.625%
HK$30,447
+HK$1,746/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$57,402/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,045
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,851
−HK$818/mo
Today · 4.125%
HK$31,669
baseline
▲ 0.50% · 4.625%
HK$33,338
+HK$1,669/mo
Deposit HK$3.19M · loan HK$5.92M · min. income ≈ HK$63,338/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,085
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$29,990
−HK$919/mo
Today · 4.125%
HK$30,909
baseline
▲ 0.50% · 4.625%
HK$32,790
+HK$1,881/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,818/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,357
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,224
−HK$881/mo
Today · 4.125%
HK$34,105
baseline
▲ 0.50% · 4.625%
HK$35,903
+HK$1,798/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,210/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,162
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,132
−HK$985/mo
Today · 4.125%
HK$33,117
baseline
▲ 0.50% · 4.625%
HK$35,132
+HK$2,015/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$66,234/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,668
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,598
−HK$943/mo
Today · 4.125%
HK$36,541
baseline
▲ 0.50% · 4.625%
HK$38,467
+HK$1,926/mo
Deposit HK$2.28M · loan HK$6.83M · min. income ≈ HK$73,082/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,274
−HK$1,050/mo
Today · 4.125%
HK$35,324
baseline
▲ 0.50% · 4.625%
HK$37,474
+HK$2,150/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,648/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,979
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$37,971
−HK$1,006/mo
Today · 4.125%
HK$38,977
baseline
▲ 0.50% · 4.625%
HK$41,031
+HK$2,054/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,954/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,317
−HK$2,215/mo
▼ 0.25% · 3.875%
HK$36,416
−HK$1,116/mo
Today · 4.125%
HK$37,532
baseline
▲ 0.50% · 4.625%
HK$39,816
+HK$2,284/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$75,064/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,290
−HK$2,123/mo
▼ 0.25% · 3.875%
HK$40,344
−HK$1,069/mo
Today · 4.125%
HK$41,413
baseline
▲ 0.50% · 4.625%
HK$43,596
+HK$2,183/mo
Deposit HK$1.37M · loan HK$7.74M · min. income ≈ HK$82,826/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,395
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,558
−HK$1,182/mo
Today · 4.125%
HK$39,740
baseline
▲ 0.50% · 4.625%
HK$42,158
+HK$2,418/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$79,480/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,601
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,717
−HK$1,132/mo
Today · 4.125%
HK$43,849
baseline
▲ 0.50% · 4.625%
HK$46,160
+HK$2,311/mo
Deposit HK$911K · loan HK$8.20M · min. income ≈ HK$87,698/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,079 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).