▼ 0.50% · 3.625%
HK$19,482
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,088
−HK$615/mo
Today · 4.125%
HK$20,703
baseline
▲ 0.50% · 4.625%
HK$21,963
+HK$1,260/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,406/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,673
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,255
−HK$589/mo
Today · 4.125%
HK$22,844
baseline
▲ 0.50% · 4.625%
HK$24,048
+HK$1,204/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,688/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,430
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$22,097
−HK$677/mo
Today · 4.125%
HK$22,774
baseline
▲ 0.50% · 4.625%
HK$24,160
+HK$1,386/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,548/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,841
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$24,480
−HK$649/mo
Today · 4.125%
HK$25,129
baseline
▲ 0.50% · 4.625%
HK$26,453
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,258/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,378
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,105
−HK$739/mo
Today · 4.125%
HK$24,844
baseline
▲ 0.50% · 4.625%
HK$26,356
+HK$1,512/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$49,688/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,008
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,705
−HK$708/mo
Today · 4.125%
HK$27,413
baseline
▲ 0.50% · 4.625%
HK$28,858
+HK$1,445/mo
Deposit HK$3.42M · loan HK$5.13M · min. income ≈ HK$54,826/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,114
−HK$800/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,552
+HK$1,638/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,175
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$28,931
−HK$766/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,263
+HK$1,566/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,274
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$28,123
−HK$862/mo
Today · 4.125%
HK$28,985
baseline
▲ 0.50% · 4.625%
HK$30,748
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,970/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,343
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$31,156
−HK$826/mo
Today · 4.125%
HK$31,982
baseline
▲ 0.50% · 4.625%
HK$33,668
+HK$1,686/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,964/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,223
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$30,132
−HK$923/mo
Today · 4.125%
HK$31,055
baseline
▲ 0.50% · 4.625%
HK$32,945
+HK$1,890/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$62,110/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,510
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,382
−HK$884/mo
Today · 4.125%
HK$34,266
baseline
▲ 0.50% · 4.625%
HK$36,073
+HK$1,807/mo
Deposit HK$2.14M · loan HK$6.41M · min. income ≈ HK$68,532/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,140
−HK$986/mo
Today · 4.125%
HK$33,126
baseline
▲ 0.50% · 4.625%
HK$35,141
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,252/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,677
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,607
−HK$944/mo
Today · 4.125%
HK$36,551
baseline
▲ 0.50% · 4.625%
HK$38,477
+HK$1,926/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,102/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,119
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,149
−HK$1,047/mo
Today · 4.125%
HK$35,196
baseline
▲ 0.50% · 4.625%
HK$37,337
+HK$2,141/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,392/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,845
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,833
−HK$1,002/mo
Today · 4.125%
HK$38,835
baseline
▲ 0.50% · 4.625%
HK$40,882
+HK$2,047/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,670/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,067
−HK$2,199/mo
▼ 0.25% · 3.875%
HK$36,158
−HK$1,108/mo
Today · 4.125%
HK$37,266
baseline
▲ 0.50% · 4.625%
HK$39,534
+HK$2,268/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,532/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,012
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$40,058
−HK$1,062/mo
Today · 4.125%
HK$41,120
baseline
▲ 0.50% · 4.625%
HK$43,287
+HK$2,167/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,240/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,311 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).