▼ 0.50% · 3.625%
HK$19,085
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$19,678
−HK$604/mo
Today · 4.125%
HK$20,282
baseline
▲ 0.50% · 4.625%
HK$21,516
+HK$1,234/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,564/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,232
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$21,801
−HK$578/mo
Today · 4.125%
HK$22,379
baseline
▲ 0.50% · 4.625%
HK$23,558
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,758/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,993
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,646
−HK$664/mo
Today · 4.125%
HK$22,310
baseline
▲ 0.50% · 4.625%
HK$23,667
+HK$1,357/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$44,620/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,355
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,981
−HK$636/mo
Today · 4.125%
HK$24,617
baseline
▲ 0.50% · 4.625%
HK$25,914
+HK$1,297/mo
Deposit HK$3.77M · loan HK$4.60M · min. income ≈ HK$49,234/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,902
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,614
−HK$724/mo
Today · 4.125%
HK$24,338
baseline
▲ 0.50% · 4.625%
HK$25,819
+HK$1,481/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,676/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,478
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,161
−HK$694/mo
Today · 4.125%
HK$26,855
baseline
▲ 0.50% · 4.625%
HK$28,270
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,710/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,582
−HK$784/mo
Today · 4.125%
HK$26,366
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,604/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,732/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,601
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,341
−HK$751/mo
Today · 4.125%
HK$29,092
baseline
▲ 0.50% · 4.625%
HK$30,626
+HK$1,534/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,184/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,719
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,550
−HK$844/mo
Today · 4.125%
HK$28,394
baseline
▲ 0.50% · 4.625%
HK$30,122
+HK$1,728/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$56,788/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,724
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,522
−HK$808/mo
Today · 4.125%
HK$31,330
baseline
▲ 0.50% · 4.625%
HK$32,982
+HK$1,652/mo
Deposit HK$2.51M · loan HK$5.86M · min. income ≈ HK$62,660/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,627
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$29,518
−HK$904/mo
Today · 4.125%
HK$30,422
baseline
▲ 0.50% · 4.625%
HK$32,274
+HK$1,852/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$60,844/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,848
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,702
−HK$866/mo
Today · 4.125%
HK$33,568
baseline
▲ 0.50% · 4.625%
HK$35,338
+HK$1,770/mo
Deposit HK$2.09M · loan HK$6.28M · min. income ≈ HK$67,136/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,536
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,486
−HK$965/mo
Today · 4.125%
HK$32,451
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,974/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$64,902/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,971
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$34,882
−HK$924/mo
Today · 4.125%
HK$35,806
baseline
▲ 0.50% · 4.625%
HK$37,693
+HK$1,887/mo
Deposit HK$1.67M · loan HK$6.70M · min. income ≈ HK$71,612/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,444
−HK$2,035/mo
▼ 0.25% · 3.875%
HK$33,453
−HK$1,026/mo
Today · 4.125%
HK$34,479
baseline
▲ 0.50% · 4.625%
HK$36,577
+HK$2,098/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$68,958/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,094
−HK$1,950/mo
▼ 0.25% · 3.875%
HK$37,062
−HK$982/mo
Today · 4.125%
HK$38,044
baseline
▲ 0.50% · 4.625%
HK$40,049
+HK$2,005/mo
Deposit HK$1.26M · loan HK$7.11M · min. income ≈ HK$76,088/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,353
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,421
−HK$1,086/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$2,221/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,217
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,242
−HK$1,040/mo
Today · 4.125%
HK$40,282
baseline
▲ 0.50% · 4.625%
HK$42,405
+HK$2,123/mo
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$80,564/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,089 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).