▼ 0.50% · 3.625%
HK$18,981
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,571
−HK$600/mo
Today · 4.125%
HK$20,171
baseline
▲ 0.50% · 4.625%
HK$21,399
+HK$1,228/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,342/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,116
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,683
−HK$574/mo
Today · 4.125%
HK$22,257
baseline
▲ 0.50% · 4.625%
HK$23,430
+HK$1,173/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,514/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,879
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,529
−HK$659/mo
Today · 4.125%
HK$22,188
baseline
▲ 0.50% · 4.625%
HK$23,539
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,376/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,228
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$23,851
−HK$632/mo
Today · 4.125%
HK$24,483
baseline
▲ 0.50% · 4.625%
HK$25,773
+HK$1,290/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$48,966/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,777
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,486
−HK$720/mo
Today · 4.125%
HK$24,206
baseline
▲ 0.50% · 4.625%
HK$25,678
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,412/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,339
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$26,019
−HK$689/mo
Today · 4.125%
HK$26,708
baseline
▲ 0.50% · 4.625%
HK$28,116
+HK$1,408/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,416/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,675
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,443
−HK$780/mo
Today · 4.125%
HK$26,223
baseline
▲ 0.50% · 4.625%
HK$27,818
+HK$1,595/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,446/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,451
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,187
−HK$747/mo
Today · 4.125%
HK$28,934
baseline
▲ 0.50% · 4.625%
HK$30,459
+HK$1,525/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,868/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,573
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,400
−HK$840/mo
Today · 4.125%
HK$28,240
baseline
▲ 0.50% · 4.625%
HK$29,958
+HK$1,718/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,480/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,563
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,356
−HK$804/mo
Today · 4.125%
HK$31,160
baseline
▲ 0.50% · 4.625%
HK$32,802
+HK$1,642/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,320/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,472
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$29,357
−HK$900/mo
Today · 4.125%
HK$30,257
baseline
▲ 0.50% · 4.625%
HK$32,098
+HK$1,841/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,514/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,674
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,524
−HK$862/mo
Today · 4.125%
HK$33,386
baseline
▲ 0.50% · 4.625%
HK$35,145
+HK$1,759/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,772/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,370
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,314
−HK$960/mo
Today · 4.125%
HK$32,274
baseline
▲ 0.50% · 4.625%
HK$34,238
+HK$1,964/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$64,548/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,786
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,692
−HK$919/mo
Today · 4.125%
HK$35,611
baseline
▲ 0.50% · 4.625%
HK$37,488
+HK$1,877/mo
Deposit HK$1.66M · loan HK$6.66M · min. income ≈ HK$71,222/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,268
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,271
−HK$1,020/mo
Today · 4.125%
HK$34,291
baseline
▲ 0.50% · 4.625%
HK$36,378
+HK$2,087/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,582/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,860
−HK$977/mo
Today · 4.125%
HK$37,837
baseline
▲ 0.50% · 4.625%
HK$39,831
+HK$1,994/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,674/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,166
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$35,229
−HK$1,079/mo
Today · 4.125%
HK$36,308
baseline
▲ 0.50% · 4.625%
HK$38,518
+HK$2,210/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,616/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,009
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,029
−HK$1,034/mo
Today · 4.125%
HK$40,063
baseline
▲ 0.50% · 4.625%
HK$42,174
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,126/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,723 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).