▼ 0.50% · 3.625%
HK$14,255
−HK$894/mo
▼ 0.25% · 3.875%
HK$14,699
−HK$450/mo
Today · 4.125%
HK$15,149
baseline
▲ 0.50% · 4.625%
HK$16,071
+HK$922/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,298/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,859
−HK$857/mo
▼ 0.25% · 3.875%
HK$16,284
−HK$432/mo
Today · 4.125%
HK$16,716
baseline
▲ 0.50% · 4.625%
HK$17,597
+HK$881/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,432/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,681
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,169
−HK$495/mo
Today · 4.125%
HK$16,664
baseline
▲ 0.50% · 4.625%
HK$17,678
+HK$1,014/mo
Deposit HK$2.81M · loan HK$3.44M · min. income ≈ HK$33,328/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,445
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,913
−HK$474/mo
Today · 4.125%
HK$18,387
baseline
▲ 0.50% · 4.625%
HK$19,357
+HK$970/mo
Deposit HK$2.81M · loan HK$3.44M · min. income ≈ HK$36,774/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,106
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,639
−HK$540/mo
Today · 4.125%
HK$18,179
baseline
▲ 0.50% · 4.625%
HK$19,285
+HK$1,106/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,358/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,031
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,541
−HK$518/mo
Today · 4.125%
HK$20,059
baseline
▲ 0.50% · 4.625%
HK$21,116
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,118/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,532
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,108
−HK$586/mo
Today · 4.125%
HK$19,694
baseline
▲ 0.50% · 4.625%
HK$20,892
+HK$1,198/mo
Deposit HK$2.19M · loan HK$4.06M · min. income ≈ HK$39,388/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,617
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,170
−HK$560/mo
Today · 4.125%
HK$21,730
baseline
▲ 0.50% · 4.625%
HK$22,876
+HK$1,146/mo
Deposit HK$2.19M · loan HK$4.06M · min. income ≈ HK$43,460/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,957
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$20,578
−HK$631/mo
Today · 4.125%
HK$21,209
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,290/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,418/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,202
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,798
−HK$604/mo
Today · 4.125%
HK$23,402
baseline
▲ 0.50% · 4.625%
HK$24,636
+HK$1,234/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,804/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,383
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,048
−HK$676/mo
Today · 4.125%
HK$22,724
baseline
▲ 0.50% · 4.625%
HK$24,107
+HK$1,383/mo
Deposit HK$1.56M · loan HK$4.69M · min. income ≈ HK$45,448/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,788
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,426
−HK$648/mo
Today · 4.125%
HK$25,074
baseline
▲ 0.50% · 4.625%
HK$26,395
+HK$1,321/mo
Deposit HK$1.56M · loan HK$4.69M · min. income ≈ HK$50,148/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,809
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,518
−HK$721/mo
Today · 4.125%
HK$24,239
baseline
▲ 0.50% · 4.625%
HK$25,714
+HK$1,475/mo
Deposit HK$1.25M · loan HK$5.00M · min. income ≈ HK$48,478/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,374
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,055
−HK$690/mo
Today · 4.125%
HK$26,745
baseline
▲ 0.50% · 4.625%
HK$28,155
+HK$1,410/mo
Deposit HK$1.25M · loan HK$5.00M · min. income ≈ HK$53,490/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,234
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,988
−HK$766/mo
Today · 4.125%
HK$25,754
baseline
▲ 0.50% · 4.625%
HK$27,321
+HK$1,567/mo
Deposit HK$938K · loan HK$5.31M · min. income ≈ HK$51,508/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,960
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,683
−HK$734/mo
Today · 4.125%
HK$28,417
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,498/mo
Deposit HK$938K · loan HK$5.31M · min. income ≈ HK$56,834/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,660
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,458
−HK$811/mo
Today · 4.125%
HK$27,269
baseline
▲ 0.50% · 4.625%
HK$28,928
+HK$1,659/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$54,538/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,546
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,312
−HK$776/mo
Today · 4.125%
HK$30,088
baseline
▲ 0.50% · 4.625%
HK$31,674
+HK$1,586/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$60,176/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$160,164 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).