▼ 0.50% · 3.625%
HK$16,358
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$16,867
−HK$517/mo
Today · 4.125%
HK$17,384
baseline
▲ 0.50% · 4.625%
HK$18,441
+HK$1,057/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,768/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,198
−HK$983/mo
▼ 0.25% · 3.875%
HK$18,686
−HK$495/mo
Today · 4.125%
HK$19,181
baseline
▲ 0.50% · 4.625%
HK$20,192
+HK$1,011/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,362/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,994
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$18,553
−HK$569/mo
Today · 4.125%
HK$19,122
baseline
▲ 0.50% · 4.625%
HK$20,285
+HK$1,163/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,244/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,018
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,555
−HK$544/mo
Today · 4.125%
HK$21,099
baseline
▲ 0.50% · 4.625%
HK$22,211
+HK$1,112/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,198/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,629
−HK$1,231/mo
▼ 0.25% · 3.875%
HK$20,240
−HK$620/mo
Today · 4.125%
HK$20,860
baseline
▲ 0.50% · 4.625%
HK$22,130
+HK$1,270/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$41,720/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,838
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,423
−HK$594/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,231
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.30M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,265
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,927
−HK$672/mo
Today · 4.125%
HK$22,599
baseline
▲ 0.50% · 4.625%
HK$23,974
+HK$1,375/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$45,198/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,657
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$643/mo
Today · 4.125%
HK$24,935
baseline
▲ 0.50% · 4.625%
HK$26,250
+HK$1,315/mo
Deposit HK$2.51M · loan HK$4.66M · min. income ≈ HK$49,870/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,901
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,613
−HK$724/mo
Today · 4.125%
HK$24,337
baseline
▲ 0.50% · 4.625%
HK$25,818
+HK$1,481/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$48,674/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,477
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,160
−HK$694/mo
Today · 4.125%
HK$26,854
baseline
▲ 0.50% · 4.625%
HK$28,269
+HK$1,415/mo
Deposit HK$2.15M · loan HK$5.02M · min. income ≈ HK$53,708/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,537
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$25,300
−HK$775/mo
Today · 4.125%
HK$26,075
baseline
▲ 0.50% · 4.625%
HK$27,662
+HK$1,587/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$52,150/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,297
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,029
−HK$743/mo
Today · 4.125%
HK$28,772
baseline
▲ 0.50% · 4.625%
HK$30,288
+HK$1,516/mo
Deposit HK$1.79M · loan HK$5.38M · min. income ≈ HK$57,544/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,173
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$26,987
−HK$827/mo
Today · 4.125%
HK$27,814
baseline
▲ 0.50% · 4.625%
HK$29,506
+HK$1,692/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$55,628/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,117
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$29,898
−HK$792/mo
Today · 4.125%
HK$30,690
baseline
▲ 0.50% · 4.625%
HK$32,307
+HK$1,617/mo
Deposit HK$1.43M · loan HK$5.74M · min. income ≈ HK$61,380/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,808
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,673
−HK$879/mo
Today · 4.125%
HK$29,552
baseline
▲ 0.50% · 4.625%
HK$31,350
+HK$1,798/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,104/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,936
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,766
−HK$842/mo
Today · 4.125%
HK$32,608
baseline
▲ 0.50% · 4.625%
HK$34,327
+HK$1,719/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,216/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,444
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,360
−HK$930/mo
Today · 4.125%
HK$31,290
baseline
▲ 0.50% · 4.625%
HK$33,194
+HK$1,904/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$62,580/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,756
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,635
−HK$891/mo
Today · 4.125%
HK$34,526
baseline
▲ 0.50% · 4.625%
HK$36,346
+HK$1,820/mo
Deposit HK$717K · loan HK$6.46M · min. income ≈ HK$69,052/mo (50% DSR)
Upfront cash ≈ HK$933K (deposit + AVD stamp duty HK$215,211 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).