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At today's rate and a 90% mortgage, the deposit on this unit is about HK$339K, with repayments around HK$14,799/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$339K · loan HK$3.05M · min. income ≈ HK$29,598/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- G
- Saleable Area
- 294 Saleable ft²
- Gross Area
- 373 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-31 | HK$5.30M | +29.6% 3.5y · 9.0%/yr |
| 2016-10-03 | HK$4.09M | +172.7% 7.0y · 25.0%/yr |
| 2009-09-28 | HK$1.50M | +50.0% |
| 2005-04-16 | HK$1.00M | +28.2% |
| 2005-01-14 | HK$780K | +8.3% |
| 2002-04-06 | HK$720K | −58.1% |
| 1997-04-04 | HK$1.72M | +28.4% |
| 1996-10-17 | HK$1.34M | — |