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At today's rate and a 90% mortgage, the deposit on this unit is about HK$384K, with repayments around HK$16,745/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$384K · loan HK$3.46M · min. income ≈ HK$33,490/mo (50% DSR)
Upfront cash ≈ HK$384K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 27 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 33 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 306 Saleable ft²
- Gross Area
- 378 ft²
- Efficiency
- 81%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-20 | HK$3.62M | −29.0% 6.9y · −4.0%/yr |
| 2018-03-15 | HK$5.10M | +191.4% 8.2y · 23.0%/yr |
| 2010-01-12 | HK$1.75M | +43.4% |
| 2007-09-03 | HK$1.22M | +43.5% |
| 2003-03-17 | HK$850K | −52.8% |
| 1998-04-22 | HK$1.80M | +5.9% |
| 1997-02-05 | HK$1.70M | — |