▼ 0.50% · 3.625%
HK$17,924
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,481
−HK$567/mo
Today · 4.125%
HK$19,048
baseline
▲ 0.50% · 4.625%
HK$20,207
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,096/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,940
−HK$1,077/mo
▼ 0.25% · 3.875%
HK$20,475
−HK$542/mo
Today · 4.125%
HK$21,017
baseline
▲ 0.50% · 4.625%
HK$22,125
+HK$1,108/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,034/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,716
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,330
−HK$623/mo
Today · 4.125%
HK$20,953
baseline
▲ 0.50% · 4.625%
HK$22,228
+HK$1,275/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$41,906/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,934
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,522
−HK$597/mo
Today · 4.125%
HK$23,119
baseline
▲ 0.50% · 4.625%
HK$24,338
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.32M · min. income ≈ HK$46,238/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,509
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,178
−HK$679/mo
Today · 4.125%
HK$22,857
baseline
▲ 0.50% · 4.625%
HK$24,248
+HK$1,391/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$45,714/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,928
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,570
−HK$651/mo
Today · 4.125%
HK$25,221
baseline
▲ 0.50% · 4.625%
HK$26,550
+HK$1,329/mo
Deposit HK$3.14M · loan HK$4.72M · min. income ≈ HK$50,442/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,301
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,026
−HK$736/mo
Today · 4.125%
HK$24,762
baseline
▲ 0.50% · 4.625%
HK$26,269
+HK$1,507/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,524/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,922
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,617
−HK$706/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,763
+HK$1,440/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,093
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,874
−HK$793/mo
Today · 4.125%
HK$26,667
baseline
▲ 0.50% · 4.625%
HK$28,290
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,334/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,916
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,665
−HK$759/mo
Today · 4.125%
HK$29,424
baseline
▲ 0.50% · 4.625%
HK$30,975
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,848/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,886
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,722
−HK$850/mo
Today · 4.125%
HK$28,572
baseline
▲ 0.50% · 4.625%
HK$30,310
+HK$1,738/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,144/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,910
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,712
−HK$814/mo
Today · 4.125%
HK$31,526
baseline
▲ 0.50% · 4.625%
HK$33,188
+HK$1,662/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,052/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,678
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,570
−HK$907/mo
Today · 4.125%
HK$30,477
baseline
▲ 0.50% · 4.625%
HK$32,331
+HK$1,854/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,954/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,904
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,760
−HK$868/mo
Today · 4.125%
HK$33,628
baseline
▲ 0.50% · 4.625%
HK$35,401
+HK$1,773/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,256/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,471
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,418
−HK$963/mo
Today · 4.125%
HK$32,381
baseline
▲ 0.50% · 4.625%
HK$34,352
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,762/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,898
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,807
−HK$923/mo
Today · 4.125%
HK$35,730
baseline
▲ 0.50% · 4.625%
HK$37,613
+HK$1,883/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,460/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,263
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,267
−HK$1,019/mo
Today · 4.125%
HK$34,286
baseline
▲ 0.50% · 4.625%
HK$36,372
+HK$2,086/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$68,572/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,892
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,855
−HK$976/mo
Today · 4.125%
HK$37,831
baseline
▲ 0.50% · 4.625%
HK$39,826
+HK$1,995/mo
Deposit HK$786K · loan HK$7.07M · min. income ≈ HK$75,662/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,815 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).