▼ 0.50% · 3.625%
HK$14,931
−HK$936/mo
▼ 0.25% · 3.875%
HK$15,395
−HK$472/mo
Today · 4.125%
HK$15,867
baseline
▲ 0.50% · 4.625%
HK$16,833
+HK$966/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,734/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,610
−HK$898/mo
▼ 0.25% · 3.875%
HK$17,056
−HK$452/mo
Today · 4.125%
HK$17,508
baseline
▲ 0.50% · 4.625%
HK$18,431
+HK$923/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$35,016/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,424
−HK$1,030/mo
▼ 0.25% · 3.875%
HK$16,935
−HK$519/mo
Today · 4.125%
HK$17,454
baseline
▲ 0.50% · 4.625%
HK$18,516
+HK$1,062/mo
Deposit HK$2.95M · loan HK$3.60M · min. income ≈ HK$34,908/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,271
−HK$988/mo
▼ 0.25% · 3.875%
HK$18,762
−HK$497/mo
Today · 4.125%
HK$19,259
baseline
▲ 0.50% · 4.625%
HK$20,274
+HK$1,015/mo
Deposit HK$2.95M · loan HK$3.60M · min. income ≈ HK$38,518/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,917
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$18,474
−HK$567/mo
Today · 4.125%
HK$19,041
baseline
▲ 0.50% · 4.625%
HK$20,199
+HK$1,158/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$38,082/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,933
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,467
−HK$542/mo
Today · 4.125%
HK$21,009
baseline
▲ 0.50% · 4.625%
HK$22,117
+HK$1,108/mo
Deposit HK$2.62M · loan HK$3.93M · min. income ≈ HK$42,018/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,410
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,014
−HK$613/mo
Today · 4.125%
HK$20,627
baseline
▲ 0.50% · 4.625%
HK$21,882
+HK$1,255/mo
Deposit HK$2.29M · loan HK$4.26M · min. income ≈ HK$41,254/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,594
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$22,173
−HK$587/mo
Today · 4.125%
HK$22,760
baseline
▲ 0.50% · 4.625%
HK$23,960
+HK$1,200/mo
Deposit HK$2.29M · loan HK$4.26M · min. income ≈ HK$45,520/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,903
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,553
−HK$661/mo
Today · 4.125%
HK$22,214
baseline
▲ 0.50% · 4.625%
HK$23,566
+HK$1,352/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,428/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,255
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,878
−HK$633/mo
Today · 4.125%
HK$24,511
baseline
▲ 0.50% · 4.625%
HK$25,803
+HK$1,292/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$49,022/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,396
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,093
−HK$708/mo
Today · 4.125%
HK$23,801
baseline
▲ 0.50% · 4.625%
HK$25,249
+HK$1,448/mo
Deposit HK$1.64M · loan HK$4.91M · min. income ≈ HK$47,602/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,916
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,584
−HK$678/mo
Today · 4.125%
HK$26,262
baseline
▲ 0.50% · 4.625%
HK$27,646
+HK$1,384/mo
Deposit HK$1.64M · loan HK$4.91M · min. income ≈ HK$52,524/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,498/mo
▼ 0.25% · 3.875%
HK$24,632
−HK$755/mo
Today · 4.125%
HK$25,387
baseline
▲ 0.50% · 4.625%
HK$26,932
+HK$1,545/mo
Deposit HK$1.31M · loan HK$5.24M · min. income ≈ HK$50,774/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,577
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,289
−HK$724/mo
Today · 4.125%
HK$28,013
baseline
▲ 0.50% · 4.625%
HK$29,489
+HK$1,476/mo
Deposit HK$1.31M · loan HK$5.24M · min. income ≈ HK$56,026/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,382
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$802/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,616
+HK$1,642/mo
Deposit HK$982K · loan HK$5.57M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,238
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$768/mo
Today · 4.125%
HK$29,763
baseline
▲ 0.50% · 4.625%
HK$31,332
+HK$1,569/mo
Deposit HK$982K · loan HK$5.57M · min. income ≈ HK$59,526/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,876
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,712
−HK$849/mo
Today · 4.125%
HK$28,561
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,738/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$57,122/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,899
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$813/mo
Today · 4.125%
HK$31,514
baseline
▲ 0.50% · 4.625%
HK$33,175
+HK$1,661/mo
Deposit HK$655K · loan HK$5.89M · min. income ≈ HK$63,028/mo (50% DSR)
Upfront cash ≈ HK$845K (deposit + AVD stamp duty HK$189,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).