▼ 0.50% · 3.625%
HK$15,808
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,300
−HK$500/mo
Today · 4.125%
HK$16,800
baseline
▲ 0.50% · 4.625%
HK$17,822
+HK$1,022/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$33,600/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,587
−HK$950/mo
▼ 0.25% · 3.875%
HK$18,058
−HK$479/mo
Today · 4.125%
HK$18,537
baseline
▲ 0.50% · 4.625%
HK$19,514
+HK$977/mo
Deposit HK$3.47M · loan HK$3.47M · min. income ≈ HK$37,074/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,389
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,930
−HK$550/mo
Today · 4.125%
HK$18,480
baseline
▲ 0.50% · 4.625%
HK$19,604
+HK$1,124/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$36,960/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,345
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,864
−HK$526/mo
Today · 4.125%
HK$20,390
baseline
▲ 0.50% · 4.625%
HK$21,465
+HK$1,075/mo
Deposit HK$3.12M · loan HK$3.81M · min. income ≈ HK$40,780/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,970
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,560
−HK$600/mo
Today · 4.125%
HK$20,160
baseline
▲ 0.50% · 4.625%
HK$21,386
+HK$1,226/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$40,320/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,104
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,670
−HK$574/mo
Today · 4.125%
HK$22,244
baseline
▲ 0.50% · 4.625%
HK$23,417
+HK$1,173/mo
Deposit HK$2.77M · loan HK$4.16M · min. income ≈ HK$44,488/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,551
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,190
−HK$650/mo
Today · 4.125%
HK$21,840
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,328/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$43,680/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,863
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,476
−HK$622/mo
Today · 4.125%
HK$24,098
baseline
▲ 0.50% · 4.625%
HK$25,368
+HK$1,270/mo
Deposit HK$2.43M · loan HK$4.51M · min. income ≈ HK$48,196/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,132
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$22,820
−HK$700/mo
Today · 4.125%
HK$23,520
baseline
▲ 0.50% · 4.625%
HK$24,951
+HK$1,431/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$47,040/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,621
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,282
−HK$670/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,319
+HK$1,367/mo
Deposit HK$2.08M · loan HK$4.85M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,713
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$24,450
−HK$750/mo
Today · 4.125%
HK$25,200
baseline
▲ 0.50% · 4.625%
HK$26,733
+HK$1,533/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$50,400/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,380
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,087
−HK$718/mo
Today · 4.125%
HK$27,805
baseline
▲ 0.50% · 4.625%
HK$29,271
+HK$1,466/mo
Deposit HK$1.73M · loan HK$5.20M · min. income ≈ HK$55,610/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$26,080
−HK$800/mo
Today · 4.125%
HK$26,880
baseline
▲ 0.50% · 4.625%
HK$28,515
+HK$1,635/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$53,760/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,139
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$766/mo
Today · 4.125%
HK$29,659
baseline
▲ 0.50% · 4.625%
HK$31,222
+HK$1,563/mo
Deposit HK$1.39M · loan HK$5.55M · min. income ≈ HK$59,318/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,874
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,710
−HK$849/mo
Today · 4.125%
HK$28,559
baseline
▲ 0.50% · 4.625%
HK$30,297
+HK$1,738/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$57,118/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,897
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,699
−HK$814/mo
Today · 4.125%
HK$31,513
baseline
▲ 0.50% · 4.625%
HK$33,174
+HK$1,661/mo
Deposit HK$1.04M · loan HK$5.89M · min. income ≈ HK$63,026/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,455
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,340
−HK$899/mo
Today · 4.125%
HK$30,239
baseline
▲ 0.50% · 4.625%
HK$32,079
+HK$1,840/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$60,478/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,656
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,505
−HK$861/mo
Today · 4.125%
HK$33,366
baseline
▲ 0.50% · 4.625%
HK$35,125
+HK$1,759/mo
Deposit HK$693K · loan HK$6.24M · min. income ≈ HK$66,732/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$207,982 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).