▼ 0.50% · 3.625%
HK$19,070
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,664
−HK$602/mo
Today · 4.125%
HK$20,266
baseline
▲ 0.50% · 4.625%
HK$21,499
+HK$1,233/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$40,532/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,216
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,785
−HK$577/mo
Today · 4.125%
HK$22,362
baseline
▲ 0.50% · 4.625%
HK$23,541
+HK$1,179/mo
Deposit HK$4.18M · loan HK$4.18M · min. income ≈ HK$44,724/mo (50% DSR)
Upfront cash ≈ HK$4.43M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,977
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,630
−HK$663/mo
Today · 4.125%
HK$22,293
baseline
▲ 0.50% · 4.625%
HK$23,649
+HK$1,356/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$44,586/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,337
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,963
−HK$635/mo
Today · 4.125%
HK$24,598
baseline
▲ 0.50% · 4.625%
HK$25,895
+HK$1,297/mo
Deposit HK$3.76M · loan HK$4.60M · min. income ≈ HK$49,196/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,884
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$23,596
−HK$723/mo
Today · 4.125%
HK$24,319
baseline
▲ 0.50% · 4.625%
HK$25,799
+HK$1,480/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$48,638/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,459
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,141
−HK$693/mo
Today · 4.125%
HK$26,834
baseline
▲ 0.50% · 4.625%
HK$28,249
+HK$1,415/mo
Deposit HK$3.35M · loan HK$5.02M · min. income ≈ HK$53,668/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,791
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,563
−HK$783/mo
Today · 4.125%
HK$26,346
baseline
▲ 0.50% · 4.625%
HK$27,949
+HK$1,603/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$52,692/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,580
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,320
−HK$750/mo
Today · 4.125%
HK$29,070
baseline
▲ 0.50% · 4.625%
HK$30,603
+HK$1,533/mo
Deposit HK$2.93M · loan HK$5.44M · min. income ≈ HK$58,140/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,699
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$27,529
−HK$844/mo
Today · 4.125%
HK$28,373
baseline
▲ 0.50% · 4.625%
HK$30,099
+HK$1,726/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$56,746/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,702
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,498
−HK$809/mo
Today · 4.125%
HK$31,307
baseline
▲ 0.50% · 4.625%
HK$32,957
+HK$1,650/mo
Deposit HK$2.51M · loan HK$5.85M · min. income ≈ HK$62,614/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,606
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,495
−HK$904/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,249
+HK$1,850/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,823
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$32,677
−HK$866/mo
Today · 4.125%
HK$33,543
baseline
▲ 0.50% · 4.625%
HK$35,311
+HK$1,768/mo
Deposit HK$2.09M · loan HK$6.27M · min. income ≈ HK$67,086/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,462
−HK$964/mo
Today · 4.125%
HK$32,426
baseline
▲ 0.50% · 4.625%
HK$34,399
+HK$1,973/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$64,852/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,945
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,855
−HK$924/mo
Today · 4.125%
HK$35,779
baseline
▲ 0.50% · 4.625%
HK$37,665
+HK$1,886/mo
Deposit HK$1.67M · loan HK$6.69M · min. income ≈ HK$71,558/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,420
−HK$2,033/mo
▼ 0.25% · 3.875%
HK$33,428
−HK$1,025/mo
Today · 4.125%
HK$34,453
baseline
▲ 0.50% · 4.625%
HK$36,549
+HK$2,096/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$68,906/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,066
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$981/mo
Today · 4.125%
HK$38,015
baseline
▲ 0.50% · 4.625%
HK$40,019
+HK$2,004/mo
Deposit HK$1.25M · loan HK$7.11M · min. income ≈ HK$76,030/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,327
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,394
−HK$1,085/mo
Today · 4.125%
HK$36,479
baseline
▲ 0.50% · 4.625%
HK$38,699
+HK$2,220/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,958/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,188
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,212
−HK$1,039/mo
Today · 4.125%
HK$40,251
baseline
▲ 0.50% · 4.625%
HK$42,373
+HK$2,122/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$80,502/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,898 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).