▼ 0.50% · 3.625%
HK$3,337
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,441
−HK$106/mo
Today · 4.125%
HK$3,547
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$215/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,094/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,713
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$101/mo
Today · 4.125%
HK$3,913
baseline
▲ 0.50% · 4.625%
HK$4,120
+HK$207/mo
Deposit HK$732K · loan HK$732K · min. income ≈ HK$7,826/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,671
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,785
−HK$116/mo
Today · 4.125%
HK$3,901
baseline
▲ 0.50% · 4.625%
HK$4,139
+HK$238/mo
Deposit HK$659K · loan HK$805K · min. income ≈ HK$7,802/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,084
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,193
−HK$112/mo
Today · 4.125%
HK$4,305
baseline
▲ 0.50% · 4.625%
HK$4,531
+HK$226/mo
Deposit HK$659K · loan HK$805K · min. income ≈ HK$8,610/mo (50% DSR)
Upfront cash ≈ HK$659K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,005
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,129
−HK$127/mo
Today · 4.125%
HK$4,256
baseline
▲ 0.50% · 4.625%
HK$4,515
+HK$259/mo
Deposit HK$585K · loan HK$878K · min. income ≈ HK$8,512/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,455
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$121/mo
Today · 4.125%
HK$4,696
baseline
▲ 0.50% · 4.625%
HK$4,943
+HK$247/mo
Deposit HK$585K · loan HK$878K · min. income ≈ HK$9,392/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,338
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,473
−HK$137/mo
Today · 4.125%
HK$4,610
baseline
▲ 0.50% · 4.625%
HK$4,891
+HK$281/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$9,220/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,826
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,956
−HK$131/mo
Today · 4.125%
HK$5,087
baseline
▲ 0.50% · 4.625%
HK$5,355
+HK$268/mo
Deposit HK$512K · loan HK$951K · min. income ≈ HK$10,174/mo (50% DSR)
Upfront cash ≈ HK$512K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,672
−HK$293/mo
▼ 0.25% · 3.875%
HK$4,817
−HK$148/mo
Today · 4.125%
HK$4,965
baseline
▲ 0.50% · 4.625%
HK$5,267
+HK$302/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$9,930/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,198
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,337
−HK$142/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,767
+HK$288/mo
Deposit HK$439K · loan HK$1.02M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$439K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,006
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$158/mo
Today · 4.125%
HK$5,320
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$324/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$10,640/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,569
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,718
−HK$152/mo
Today · 4.125%
HK$5,870
baseline
▲ 0.50% · 4.625%
HK$6,179
+HK$309/mo
Deposit HK$366K · loan HK$1.10M · min. income ≈ HK$11,740/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,340
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,506
−HK$168/mo
Today · 4.125%
HK$5,674
baseline
▲ 0.50% · 4.625%
HK$6,020
+HK$346/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,348/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,940
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$161/mo
Today · 4.125%
HK$6,261
baseline
▲ 0.50% · 4.625%
HK$6,591
+HK$330/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,522/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$179/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$367/mo
Deposit HK$220K · loan HK$1.24M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,312
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,481
−HK$172/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$350/mo
Deposit HK$220K · loan HK$1.24M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,007
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,194
−HK$190/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,772
+HK$388/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$182/mo
Today · 4.125%
HK$7,044
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$371/mo
Deposit HK$146K · loan HK$1.32M · min. income ≈ HK$14,088/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).