▼ 0.50% · 3.625%
HK$3,346
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$105/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,773
+HK$217/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,723
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,823
−HK$101/mo
Today · 4.125%
HK$3,924
baseline
▲ 0.50% · 4.625%
HK$4,131
+HK$207/mo
Deposit HK$734K · loan HK$734K · min. income ≈ HK$7,848/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,681
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,796
−HK$116/mo
Today · 4.125%
HK$3,912
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$238/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$7,824/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,095
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,205
−HK$111/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,544
+HK$228/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$661K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,016
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,141
−HK$127/mo
Today · 4.125%
HK$4,268
baseline
▲ 0.50% · 4.625%
HK$4,527
+HK$259/mo
Deposit HK$587K · loan HK$881K · min. income ≈ HK$8,536/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,467
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$122/mo
Today · 4.125%
HK$4,709
baseline
▲ 0.50% · 4.625%
HK$4,957
+HK$248/mo
Deposit HK$587K · loan HK$881K · min. income ≈ HK$9,418/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,350
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,486
−HK$137/mo
Today · 4.125%
HK$4,623
baseline
▲ 0.50% · 4.625%
HK$4,904
+HK$281/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$9,246/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,840
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,970
−HK$131/mo
Today · 4.125%
HK$5,101
baseline
▲ 0.50% · 4.625%
HK$5,370
+HK$269/mo
Deposit HK$514K · loan HK$954K · min. income ≈ HK$10,202/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,685
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,831
−HK$148/mo
Today · 4.125%
HK$4,979
baseline
▲ 0.50% · 4.625%
HK$5,282
+HK$303/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$9,958/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,212
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,352
−HK$142/mo
Today · 4.125%
HK$5,494
baseline
▲ 0.50% · 4.625%
HK$5,783
+HK$289/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$10,988/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$158/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,584
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$152/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,196
+HK$310/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$169/mo
Today · 4.125%
HK$5,690
baseline
▲ 0.50% · 4.625%
HK$6,036
+HK$346/mo
Deposit HK$294K · loan HK$1.17M · min. income ≈ HK$11,380/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,957
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,116
−HK$162/mo
Today · 4.125%
HK$6,278
baseline
▲ 0.50% · 4.625%
HK$6,609
+HK$331/mo
Deposit HK$294K · loan HK$1.17M · min. income ≈ HK$12,556/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,689
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,866
−HK$180/mo
Today · 4.125%
HK$6,046
baseline
▲ 0.50% · 4.625%
HK$6,414
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,092/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,329
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,499
−HK$172/mo
Today · 4.125%
HK$6,671
baseline
▲ 0.50% · 4.625%
HK$7,022
+HK$351/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,342/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,024
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,211
−HK$190/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,791
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,881
−HK$182/mo
Today · 4.125%
HK$7,063
baseline
▲ 0.50% · 4.625%
HK$7,436
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,126/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).