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1/F D

in Sun Tak House

Eastern District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$4.38M
≈ HK$10,651 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,094/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$17,967
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,526
−HK$568/mo
Today · 4.125%
HK$19,094
baseline
▲ 0.50% · 4.625%
HK$20,256
+HK$1,162/mo

Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,188/mo (50% DSR)

Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$65,663 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
1/F
Flat
D
Saleable Area
411 ft²
Gross Area
568 ft²
Efficiency
72%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2017-10-31 HK$5.10M +30.8%
4.3y
2013-06-28 HK$3.90M +124.1%
2009-08-28 HK$1.74M −23.0%
1996-05-28 HK$2.26M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 10 min walk · 749 m
Education
31
schools within 1 km (9 within 500 m)
Daily convenience
24
within 1 km (4 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 24 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com