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15/F C

in Sun Tak House

Eastern District · Hong Kong Island

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Crescira AVM · estimated value ● Medium confidence
HK$4.80M
≈ HK$11,515 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$480K, with repayments around HK$20,944/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,708
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$20,321
−HK$623/mo
Today · 4.125%
HK$20,944
baseline
▲ 0.50% · 4.625%
HK$22,218
+HK$1,274/mo

Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,888/mo (50% DSR)

Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$97,661 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
15/F
Flat
C
Saleable Area
417 ft²
Gross Area
571 ft²
Efficiency
73%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2014-09-24 HK$4.00M +100.0%
4.8y
2009-11-11 HK$2.00M +30.7%
2.4y
2007-06-09 HK$1.53M −18.8%
8.4y
1999-01-06 HK$1.89M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 10 min walk · 749 m
Education
31
schools within 1 km (9 within 500 m)
Daily convenience
26
within 1 km (4 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building