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At today's rate and a 90% mortgage, the deposit on this unit is about HK$265K, with repayments around HK$11,575/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$265K · loan HK$2.39M · min. income ≈ HK$23,150/mo (50% DSR)
Upfront cash ≈ HK$265K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Shau Kei Wan Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- J
- Saleable Area
- 280 Saleable ft²
- Gross Area
- 400 ft²
- Efficiency
- 70%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-04-29 | HK$2.90M | +2.5% 7.5y · 0.0%/yr |
| 2016-10-19 | HK$2.83M | +36.7% 4.1y · 9.0%/yr |
| 2012-09-12 | HK$2.07M | +155.6% |
| 2007-05-18 | HK$810K | +8.0% |
| 2005-10-08 | HK$750K | +56.2% |
| 2004-03-05 | HK$480K | — |