▼ 0.50% · 3.625%
HK$17,831
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,385
−HK$564/mo
Today · 4.125%
HK$18,949
baseline
▲ 0.50% · 4.625%
HK$20,102
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,898/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,836
−HK$1,072/mo
▼ 0.25% · 3.875%
HK$20,368
−HK$540/mo
Today · 4.125%
HK$20,908
baseline
▲ 0.50% · 4.625%
HK$22,010
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,816/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,614
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,224
−HK$620/mo
Today · 4.125%
HK$20,844
baseline
▲ 0.50% · 4.625%
HK$22,112
+HK$1,268/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,688/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,820
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,405
−HK$594/mo
Today · 4.125%
HK$22,999
baseline
▲ 0.50% · 4.625%
HK$24,211
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,998/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,397
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$22,062
−HK$677/mo
Today · 4.125%
HK$22,739
baseline
▲ 0.50% · 4.625%
HK$24,122
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,478/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,804
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,442
−HK$648/mo
Today · 4.125%
HK$25,090
baseline
▲ 0.50% · 4.625%
HK$26,412
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,180/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,180
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,901
−HK$732/mo
Today · 4.125%
HK$24,633
baseline
▲ 0.50% · 4.625%
HK$26,132
+HK$1,499/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,266/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,787
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,479
−HK$702/mo
Today · 4.125%
HK$27,181
baseline
▲ 0.50% · 4.625%
HK$28,613
+HK$1,432/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,362/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,963
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,739
−HK$789/mo
Today · 4.125%
HK$26,528
baseline
▲ 0.50% · 4.625%
HK$28,142
+HK$1,614/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$53,056/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,771
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,516
−HK$755/mo
Today · 4.125%
HK$29,271
baseline
▲ 0.50% · 4.625%
HK$30,814
+HK$1,543/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$58,542/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,746
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,578
−HK$845/mo
Today · 4.125%
HK$28,423
baseline
▲ 0.50% · 4.625%
HK$30,153
+HK$1,730/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,846/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,755
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,553
−HK$809/mo
Today · 4.125%
HK$31,362
baseline
▲ 0.50% · 4.625%
HK$33,015
+HK$1,653/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,724/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,529
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,416
−HK$902/mo
Today · 4.125%
HK$30,318
baseline
▲ 0.50% · 4.625%
HK$32,163
+HK$1,845/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$60,636/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,738
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,589
−HK$864/mo
Today · 4.125%
HK$33,453
baseline
▲ 0.50% · 4.625%
HK$35,216
+HK$1,763/mo
Deposit HK$1.56M · loan HK$6.26M · min. income ≈ HK$66,906/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,312
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,255
−HK$958/mo
Today · 4.125%
HK$32,213
baseline
▲ 0.50% · 4.625%
HK$34,173
+HK$1,960/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,426/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,722
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,626
−HK$918/mo
Today · 4.125%
HK$35,544
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$1,873/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,088/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,095
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,094
−HK$1,014/mo
Today · 4.125%
HK$34,108
baseline
▲ 0.50% · 4.625%
HK$36,183
+HK$2,075/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,216/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,706
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,663
−HK$972/mo
Today · 4.125%
HK$37,635
baseline
▲ 0.50% · 4.625%
HK$39,618
+HK$1,983/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,270/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,588 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).