▼ 0.50% · 3.625%
HK$20,426
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,061
−HK$646/mo
Today · 4.125%
HK$21,707
baseline
▲ 0.50% · 4.625%
HK$23,027
+HK$1,320/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$43,414/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,333
−HK$618/mo
Today · 4.125%
HK$23,951
baseline
▲ 0.50% · 4.625%
HK$25,214
+HK$1,263/mo
Deposit HK$4.48M · loan HK$4.48M · min. income ≈ HK$47,902/mo (50% DSR)
Upfront cash ≈ HK$4.75M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,468
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$23,167
−HK$710/mo
Today · 4.125%
HK$23,877
baseline
▲ 0.50% · 4.625%
HK$25,330
+HK$1,453/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$47,754/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,996
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,666
−HK$680/mo
Today · 4.125%
HK$26,346
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,389/mo
Deposit HK$4.03M · loan HK$4.93M · min. income ≈ HK$52,692/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,511
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$25,273
−HK$775/mo
Today · 4.125%
HK$26,048
baseline
▲ 0.50% · 4.625%
HK$27,633
+HK$1,585/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$52,096/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,268
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$27,999
−HK$742/mo
Today · 4.125%
HK$28,741
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,515/mo
Deposit HK$3.58M · loan HK$5.37M · min. income ≈ HK$57,482/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,553
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,379
−HK$839/mo
Today · 4.125%
HK$28,218
baseline
▲ 0.50% · 4.625%
HK$29,936
+HK$1,718/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$56,436/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,540
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,333
−HK$803/mo
Today · 4.125%
HK$31,136
baseline
▲ 0.50% · 4.625%
HK$32,778
+HK$1,642/mo
Deposit HK$3.14M · loan HK$5.82M · min. income ≈ HK$62,272/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,596
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,485
−HK$904/mo
Today · 4.125%
HK$30,389
baseline
▲ 0.50% · 4.625%
HK$32,238
+HK$1,849/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$60,778/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,813
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$32,666
−HK$865/mo
Today · 4.125%
HK$33,531
baseline
▲ 0.50% · 4.625%
HK$35,299
+HK$1,768/mo
Deposit HK$2.69M · loan HK$6.27M · min. income ≈ HK$67,062/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,639
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$31,592
−HK$968/mo
Today · 4.125%
HK$32,560
baseline
▲ 0.50% · 4.625%
HK$34,541
+HK$1,981/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$65,120/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,085
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$34,999
−HK$928/mo
Today · 4.125%
HK$35,927
baseline
▲ 0.50% · 4.625%
HK$37,820
+HK$1,893/mo
Deposit HK$2.24M · loan HK$6.72M · min. income ≈ HK$71,854/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,681
−HK$2,049/mo
▼ 0.25% · 3.875%
HK$33,698
−HK$1,032/mo
Today · 4.125%
HK$34,730
baseline
▲ 0.50% · 4.625%
HK$36,844
+HK$2,114/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$69,460/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,357
−HK$1,965/mo
▼ 0.25% · 3.875%
HK$37,332
−HK$990/mo
Today · 4.125%
HK$38,322
baseline
▲ 0.50% · 4.625%
HK$40,342
+HK$2,020/mo
Deposit HK$1.79M · loan HK$7.17M · min. income ≈ HK$76,644/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,724
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$35,804
−HK$1,097/mo
Today · 4.125%
HK$36,901
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$2,245/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$73,802/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,630
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$39,666
−HK$1,051/mo
Today · 4.125%
HK$40,717
baseline
▲ 0.50% · 4.625%
HK$42,863
+HK$2,146/mo
Deposit HK$1.34M · loan HK$7.61M · min. income ≈ HK$81,434/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,766
−HK$2,306/mo
▼ 0.25% · 3.875%
HK$37,910
−HK$1,162/mo
Today · 4.125%
HK$39,072
baseline
▲ 0.50% · 4.625%
HK$41,449
+HK$2,377/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$78,144/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,902
−HK$2,210/mo
▼ 0.25% · 3.875%
HK$41,999
−HK$1,113/mo
Today · 4.125%
HK$43,112
baseline
▲ 0.50% · 4.625%
HK$45,384
+HK$2,272/mo
Deposit HK$896K · loan HK$8.06M · min. income ≈ HK$86,224/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$268,729 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).