▼ 0.50% · 3.625%
HK$19,127
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,722
−HK$604/mo
Today · 4.125%
HK$20,326
baseline
▲ 0.50% · 4.625%
HK$21,563
+HK$1,237/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,652/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,278
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$579/mo
Today · 4.125%
HK$22,428
baseline
▲ 0.50% · 4.625%
HK$23,610
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,856/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,040
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$21,694
−HK$665/mo
Today · 4.125%
HK$22,359
baseline
▲ 0.50% · 4.625%
HK$23,719
+HK$1,360/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$44,718/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$24,034
−HK$637/mo
Today · 4.125%
HK$24,671
baseline
▲ 0.50% · 4.625%
HK$25,971
+HK$1,300/mo
Deposit HK$3.77M · loan HK$4.61M · min. income ≈ HK$49,342/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,952
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$726/mo
Today · 4.125%
HK$24,392
baseline
▲ 0.50% · 4.625%
HK$25,876
+HK$1,484/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$48,784/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,534
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,219
−HK$695/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,332
+HK$1,418/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,865
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,638
−HK$786/mo
Today · 4.125%
HK$26,424
baseline
▲ 0.50% · 4.625%
HK$28,032
+HK$1,608/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$52,848/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,662
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,404
−HK$752/mo
Today · 4.125%
HK$29,156
baseline
▲ 0.50% · 4.625%
HK$30,693
+HK$1,537/mo
Deposit HK$2.94M · loan HK$5.45M · min. income ≈ HK$58,312/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,611
−HK$846/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$30,188
+HK$1,731/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,790
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$810/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,054
+HK$1,655/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,690
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,583
−HK$906/mo
Today · 4.125%
HK$30,489
baseline
▲ 0.50% · 4.625%
HK$32,345
+HK$1,856/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$60,978/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,918
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,774
−HK$868/mo
Today · 4.125%
HK$33,642
baseline
▲ 0.50% · 4.625%
HK$35,415
+HK$1,773/mo
Deposit HK$2.10M · loan HK$6.29M · min. income ≈ HK$67,284/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,603
−HK$1,919/mo
▼ 0.25% · 3.875%
HK$31,555
−HK$967/mo
Today · 4.125%
HK$32,522
baseline
▲ 0.50% · 4.625%
HK$34,501
+HK$1,979/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$65,044/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,045
−HK$1,840/mo
▼ 0.25% · 3.875%
HK$34,959
−HK$926/mo
Today · 4.125%
HK$35,885
baseline
▲ 0.50% · 4.625%
HK$37,776
+HK$1,891/mo
Deposit HK$1.68M · loan HK$6.71M · min. income ≈ HK$71,770/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,516
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,527
−HK$1,028/mo
Today · 4.125%
HK$34,555
baseline
▲ 0.50% · 4.625%
HK$36,657
+HK$2,102/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$69,110/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,173
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$37,143
−HK$985/mo
Today · 4.125%
HK$38,128
baseline
▲ 0.50% · 4.625%
HK$40,137
+HK$2,009/mo
Deposit HK$1.26M · loan HK$7.13M · min. income ≈ HK$76,256/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,428
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$1,088/mo
Today · 4.125%
HK$36,587
baseline
▲ 0.50% · 4.625%
HK$38,814
+HK$2,227/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,174/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,301
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,328
−HK$1,042/mo
Today · 4.125%
HK$40,370
baseline
▲ 0.50% · 4.625%
HK$42,498
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,740/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,641 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).