▼ 0.50% · 3.625%
HK$20,618
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$21,259
−HK$651/mo
Today · 4.125%
HK$21,910
baseline
▲ 0.50% · 4.625%
HK$23,244
+HK$1,334/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$43,820/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,937
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$23,552
−HK$624/mo
Today · 4.125%
HK$24,176
baseline
▲ 0.50% · 4.625%
HK$25,450
+HK$1,274/mo
Deposit HK$4.52M · loan HK$4.52M · min. income ≈ HK$48,352/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,679
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,385
−HK$716/mo
Today · 4.125%
HK$24,101
baseline
▲ 0.50% · 4.625%
HK$25,568
+HK$1,467/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$48,202/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,230
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,907
−HK$687/mo
Today · 4.125%
HK$26,594
baseline
▲ 0.50% · 4.625%
HK$27,995
+HK$1,401/mo
Deposit HK$4.07M · loan HK$4.97M · min. income ≈ HK$53,188/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,741
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$25,511
−HK$782/mo
Today · 4.125%
HK$26,293
baseline
▲ 0.50% · 4.625%
HK$27,892
+HK$1,599/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,586/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,524
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,262
−HK$749/mo
Today · 4.125%
HK$29,011
baseline
▲ 0.50% · 4.625%
HK$30,540
+HK$1,529/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,022/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,803
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,637
−HK$847/mo
Today · 4.125%
HK$28,484
baseline
▲ 0.50% · 4.625%
HK$30,217
+HK$1,733/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$56,968/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,818
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,618
−HK$811/mo
Today · 4.125%
HK$31,429
baseline
▲ 0.50% · 4.625%
HK$33,085
+HK$1,656/mo
Deposit HK$3.16M · loan HK$5.88M · min. income ≈ HK$62,858/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,865
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$29,762
−HK$913/mo
Today · 4.125%
HK$30,675
baseline
▲ 0.50% · 4.625%
HK$32,541
+HK$1,866/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$61,350/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,112
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$32,973
−HK$873/mo
Today · 4.125%
HK$33,846
baseline
▲ 0.50% · 4.625%
HK$35,631
+HK$1,785/mo
Deposit HK$2.71M · loan HK$6.33M · min. income ≈ HK$67,692/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,926
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$31,888
−HK$978/mo
Today · 4.125%
HK$32,866
baseline
▲ 0.50% · 4.625%
HK$34,865
+HK$1,999/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$65,732/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,405
−HK$1,859/mo
▼ 0.25% · 3.875%
HK$35,328
−HK$936/mo
Today · 4.125%
HK$36,264
baseline
▲ 0.50% · 4.625%
HK$38,176
+HK$1,912/mo
Deposit HK$2.26M · loan HK$6.78M · min. income ≈ HK$72,528/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,988
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$34,014
−HK$1,043/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$37,190
+HK$2,133/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,699
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,683
−HK$999/mo
Today · 4.125%
HK$38,682
baseline
▲ 0.50% · 4.625%
HK$40,721
+HK$2,039/mo
Deposit HK$1.81M · loan HK$7.23M · min. income ≈ HK$77,364/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,050
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,140
−HK$1,108/mo
Today · 4.125%
HK$37,248
baseline
▲ 0.50% · 4.625%
HK$39,514
+HK$2,266/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$74,496/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,993
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,038
−HK$1,061/mo
Today · 4.125%
HK$41,099
baseline
▲ 0.50% · 4.625%
HK$43,266
+HK$2,167/mo
Deposit HK$1.36M · loan HK$7.69M · min. income ≈ HK$82,198/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,112
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,266
−HK$1,173/mo
Today · 4.125%
HK$39,439
baseline
▲ 0.50% · 4.625%
HK$41,839
+HK$2,400/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$78,878/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,286
−HK$2,231/mo
▼ 0.25% · 3.875%
HK$42,394
−HK$1,123/mo
Today · 4.125%
HK$43,517
baseline
▲ 0.50% · 4.625%
HK$45,811
+HK$2,294/mo
Deposit HK$904K · loan HK$8.14M · min. income ≈ HK$87,034/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$274,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).