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Home Eastern District ISLAND GARDEN TOWER 5

28/F C

in ISLAND GARDEN TOWER 5

Eastern District · Hong Kong Island

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5/F A 670 ft² 5/F B 845 ft² 5/F C 1,051 ft² 5/F D 513 ft² 5/F E 715 ft² 6/F A 670 ft² 6/F B 845 ft² 6/F C 1,051 ft² 6/F D 513 ft² 6/F E 715 ft² 7/F A 670 ft² 7/F B 845 ft² 7/F C 1,051 ft² 7/F D 513 ft² 7/F E 715 ft² 8/F A 670 ft² 8/F B 845 ft² 8/F C 1,051 ft² 8/F D 513 ft² 8/F E 715 ft² 9/F A 670 ft² 9/F B 845 ft² 9/F C 1,051 ft² 9/F D 513 ft² 9/F E 715 ft² 10/F A 670 ft² 10/F B 845 ft² 10/F C 1,051 ft² 10/F D 513 ft² 10/F E 715 ft² 11/F A 670 ft² 11/F B 845 ft² 11/F C 1,051 ft² 11/F D 513 ft² 11/F E 715 ft² 12/F A 670 ft² 12/F B 845 ft² 12/F C 1,051 ft² 12/F D 513 ft² 12/F E 715 ft² 15/F A 670 ft² 15/F B 845 ft² 15/F C 1,051 ft² 15/F D 513 ft² 15/F E 715 ft² 16/F A 670 ft² 16/F B 845 ft² 16/F C 1,051 ft² 16/F E 715 ft² 16/F D 513 ft² 17/F A 670 ft² 17/F B 845 ft² 17/F C 1,051 ft² 17/F D 513 ft² 17/F E 715 ft² 18/F A 862 ft² 18/F B 1,055 ft² 18/F C 1,228 ft² 18/F D 1,017 ft² 19/F A 862 ft² 19/F B 1,055 ft² 19/F C 1,228 ft² 19/F D 1,017 ft² 20/F A 862 ft² 20/F B 1,055 ft² 20/F C 1,228 ft² 20/F D 1,017 ft² 21/F A 862 ft² 21/F B 1,055 ft² 21/F C 1,228 ft² 21/F D 1,017 ft² 22/F A 862 ft² 22/F B 1,055 ft² 22/F C 1,228 ft² 22/F D 1,017 ft² 23/F A 862 ft² 23/F B 1,055 ft² 23/F C 1,228 ft² 23/F D 1,017 ft² 25/F A 862 ft² 25/F B 1,055 ft² 25/F C 1,228 ft² 25/F D 1,017 ft² 26/F A 862 ft² 26/F B 1,055 ft² 26/F C 1,228 ft² 26/F D 1,017 ft² 27/F A 862 ft² 27/F B 1,055 ft² 27/F C 1,228 ft² 27/F D 1,017 ft² 28/F A 862 ft² 28/F B 1,055 ft² 28/F C 1,228 ft² 28/F D 1,017 ft² 29/F A 862 ft² 29/F B 1,055 ft² 29/F C 1,228 ft² 29/F D 1,017 ft² 30/F A 862 ft² 30/F B 1,813 ft² 30/F C1 2,105 ft² 31/F A 862 ft² 31/F C2 2,291 ft²
Crescira AVM · estimated value ● Medium confidence
HK$24.52M
≈ HK$19,965 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.35M, with repayments around HK$83,174/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$78,266
−HK$4,908/mo
▼ 0.25% · 3.875%
HK$80,700
−HK$2,474/mo
Today · 4.125%
HK$83,174
baseline
▲ 0.50% · 4.625%
HK$88,235
+HK$5,061/mo

Deposit HK$7.35M · loan HK$17.16M · min. income ≈ HK$166,348/mo (50% DSR)

Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$1,041,958 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

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Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 9 min walk · 652 m
Education
29
schools within 1 km (4 within 500 m)
Daily convenience
29
within 1 km (2 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 29 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
C
Saleable Area
1,228 Saleable ft²
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2019-06-19 HK$31.01M +0.0%
1.1y · 0.0%/yr
2018-04-19 HK$31.01M —

Other appraised units in this building

5/F A
670 ft²
HK$11.73M
5/F B
845 ft²
HK$15.07M
5/F C
1,051 ft²
HK$19.43M
5/F D
513 ft²
HK$8.85M
5/F E
715 ft²
HK$12.36M
6/F A
670 ft²
HK$10.92M
Data sourced from Renavon.com