▼ 0.50% · 3.625%
HK$14,957
−HK$938/mo
▼ 0.25% · 3.875%
HK$15,422
−HK$473/mo
Today · 4.125%
HK$15,895
baseline
▲ 0.50% · 4.625%
HK$16,862
+HK$967/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$31,790/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,639
−HK$899/mo
▼ 0.25% · 3.875%
HK$17,086
−HK$452/mo
Today · 4.125%
HK$17,538
baseline
▲ 0.50% · 4.625%
HK$18,463
+HK$925/mo
Deposit HK$3.28M · loan HK$3.28M · min. income ≈ HK$35,076/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,453
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,964
−HK$520/mo
Today · 4.125%
HK$17,484
baseline
▲ 0.50% · 4.625%
HK$18,548
+HK$1,064/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$34,968/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,303
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,794
−HK$498/mo
Today · 4.125%
HK$19,292
baseline
▲ 0.50% · 4.625%
HK$20,309
+HK$1,017/mo
Deposit HK$2.95M · loan HK$3.61M · min. income ≈ HK$38,584/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,948
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$18,507
−HK$567/mo
Today · 4.125%
HK$19,074
baseline
▲ 0.50% · 4.625%
HK$20,234
+HK$1,160/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$38,148/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,967
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$20,503
−HK$543/mo
Today · 4.125%
HK$21,046
baseline
▲ 0.50% · 4.625%
HK$22,156
+HK$1,110/mo
Deposit HK$2.62M · loan HK$3.94M · min. income ≈ HK$42,092/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,444
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$20,049
−HK$614/mo
Today · 4.125%
HK$20,663
baseline
▲ 0.50% · 4.625%
HK$21,921
+HK$1,258/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$41,326/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,631
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$22,211
−HK$589/mo
Today · 4.125%
HK$22,800
baseline
▲ 0.50% · 4.625%
HK$24,002
+HK$1,202/mo
Deposit HK$2.30M · loan HK$4.26M · min. income ≈ HK$45,600/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,940
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$21,591
−HK$662/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,607
+HK$1,354/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,295
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$23,920
−HK$634/mo
Today · 4.125%
HK$24,554
baseline
▲ 0.50% · 4.625%
HK$25,848
+HK$1,294/mo
Deposit HK$1.97M · loan HK$4.59M · min. income ≈ HK$49,108/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,435
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$23,133
−HK$709/mo
Today · 4.125%
HK$23,842
baseline
▲ 0.50% · 4.625%
HK$25,293
+HK$1,451/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$47,684/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,959
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$25,629
−HK$679/mo
Today · 4.125%
HK$26,308
baseline
▲ 0.50% · 4.625%
HK$27,694
+HK$1,386/mo
Deposit HK$1.64M · loan HK$4.92M · min. income ≈ HK$52,616/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,931
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,676
−HK$756/mo
Today · 4.125%
HK$25,432
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,547/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$50,864/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,623
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,337
−HK$725/mo
Today · 4.125%
HK$28,062
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,479/mo
Deposit HK$1.31M · loan HK$5.25M · min. income ≈ HK$56,124/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,427
−HK$1,594/mo
▼ 0.25% · 3.875%
HK$26,218
−HK$803/mo
Today · 4.125%
HK$27,021
baseline
▲ 0.50% · 4.625%
HK$28,666
+HK$1,645/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$54,042/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,287
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$29,046
−HK$769/mo
Today · 4.125%
HK$29,815
baseline
▲ 0.50% · 4.625%
HK$31,387
+HK$1,572/mo
Deposit HK$984K · loan HK$5.58M · min. income ≈ HK$59,630/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,923
−HK$1,688/mo
▼ 0.25% · 3.875%
HK$27,760
−HK$851/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,352
+HK$1,741/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,951
−HK$1,618/mo
▼ 0.25% · 3.875%
HK$30,754
−HK$815/mo
Today · 4.125%
HK$31,569
baseline
▲ 0.50% · 4.625%
HK$33,233
+HK$1,664/mo
Deposit HK$656K · loan HK$5.90M · min. income ≈ HK$63,138/mo (50% DSR)
Upfront cash ≈ HK$847K (deposit + AVD stamp duty HK$190,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).