▼ 0.50% · 3.625%
HK$13,580
−HK$852/mo
▼ 0.25% · 3.875%
HK$14,003
−HK$429/mo
Today · 4.125%
HK$14,432
baseline
▲ 0.50% · 4.625%
HK$15,310
+HK$878/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,864/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,108
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,513
−HK$411/mo
Today · 4.125%
HK$15,924
baseline
▲ 0.50% · 4.625%
HK$16,763
+HK$839/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,848/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,938
−HK$937/mo
▼ 0.25% · 3.875%
HK$15,403
−HK$472/mo
Today · 4.125%
HK$15,875
baseline
▲ 0.50% · 4.625%
HK$16,841
+HK$966/mo
Deposit HK$2.68M · loan HK$3.28M · min. income ≈ HK$31,750/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,619
−HK$897/mo
▼ 0.25% · 3.875%
HK$17,064
−HK$452/mo
Today · 4.125%
HK$17,516
baseline
▲ 0.50% · 4.625%
HK$18,440
+HK$924/mo
Deposit HK$2.68M · loan HK$3.28M · min. income ≈ HK$35,032/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,296
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,803
−HK$515/mo
Today · 4.125%
HK$17,318
baseline
▲ 0.50% · 4.625%
HK$18,372
+HK$1,054/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,636/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,129
−HK$980/mo
▼ 0.25% · 3.875%
HK$18,616
−HK$493/mo
Today · 4.125%
HK$19,109
baseline
▲ 0.50% · 4.625%
HK$20,116
+HK$1,007/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,218/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,654
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$18,203
−HK$558/mo
Today · 4.125%
HK$18,761
baseline
▲ 0.50% · 4.625%
HK$19,903
+HK$1,142/mo
Deposit HK$2.08M · loan HK$3.87M · min. income ≈ HK$37,522/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,640
−HK$1,061/mo
▼ 0.25% · 3.875%
HK$20,167
−HK$534/mo
Today · 4.125%
HK$20,701
baseline
▲ 0.50% · 4.625%
HK$21,792
+HK$1,091/mo
Deposit HK$2.08M · loan HK$3.87M · min. income ≈ HK$41,402/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,012
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,604
−HK$600/mo
Today · 4.125%
HK$20,204
baseline
▲ 0.50% · 4.625%
HK$21,434
+HK$1,230/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,408/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,151
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$21,718
−HK$576/mo
Today · 4.125%
HK$22,294
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,175/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,588/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,370
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,004
−HK$644/mo
Today · 4.125%
HK$21,648
baseline
▲ 0.50% · 4.625%
HK$22,965
+HK$1,317/mo
Deposit HK$1.49M · loan HK$4.47M · min. income ≈ HK$43,296/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,662
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,269
−HK$617/mo
Today · 4.125%
HK$23,886
baseline
▲ 0.50% · 4.625%
HK$25,145
+HK$1,259/mo
Deposit HK$1.49M · loan HK$4.47M · min. income ≈ HK$47,772/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,728
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,404
−HK$687/mo
Today · 4.125%
HK$23,091
baseline
▲ 0.50% · 4.625%
HK$24,496
+HK$1,405/mo
Deposit HK$1.19M · loan HK$4.76M · min. income ≈ HK$46,182/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,172
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,821
−HK$657/mo
Today · 4.125%
HK$25,478
baseline
▲ 0.50% · 4.625%
HK$26,821
+HK$1,343/mo
Deposit HK$1.19M · loan HK$4.76M · min. income ≈ HK$50,956/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,086
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,804
−HK$730/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,493/mo
Deposit HK$893K · loan HK$5.06M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,683
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,372
−HK$699/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,498
+HK$1,427/mo
Deposit HK$893K · loan HK$5.06M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$25,205
−HK$772/mo
Today · 4.125%
HK$25,977
baseline
▲ 0.50% · 4.625%
HK$27,558
+HK$1,581/mo
Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$51,954/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,194
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$740/mo
Today · 4.125%
HK$28,663
baseline
▲ 0.50% · 4.625%
HK$30,174
+HK$1,511/mo
Deposit HK$596K · loan HK$5.36M · min. income ≈ HK$57,326/mo (50% DSR)
Upfront cash ≈ HK$730K (deposit + AVD stamp duty HK$134,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).