▼ 0.50% · 3.625%
HK$4,805
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,954
−HK$152/mo
Today · 4.125%
HK$5,106
baseline
▲ 0.50% · 4.625%
HK$5,417
+HK$311/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,212/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,345
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,489
−HK$145/mo
Today · 4.125%
HK$5,634
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$297/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,268/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,285
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$167/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,958
+HK$341/mo
Deposit HK$948K · loan HK$1.16M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,880
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,037
−HK$160/mo
Today · 4.125%
HK$6,197
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$327/mo
Deposit HK$948K · loan HK$1.16M · min. income ≈ HK$12,394/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,766
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,945
−HK$182/mo
Today · 4.125%
HK$6,127
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$373/mo
Deposit HK$843K · loan HK$1.26M · min. income ≈ HK$12,254/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,586
−HK$175/mo
Today · 4.125%
HK$6,761
baseline
▲ 0.50% · 4.625%
HK$7,117
+HK$356/mo
Deposit HK$843K · loan HK$1.26M · min. income ≈ HK$13,522/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,246
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,441
−HK$197/mo
Today · 4.125%
HK$6,638
baseline
▲ 0.50% · 4.625%
HK$7,042
+HK$404/mo
Deposit HK$737K · loan HK$1.37M · min. income ≈ HK$13,276/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,949
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,135
−HK$189/mo
Today · 4.125%
HK$7,324
baseline
▲ 0.50% · 4.625%
HK$7,710
+HK$386/mo
Deposit HK$737K · loan HK$1.37M · min. income ≈ HK$14,648/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,727
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,936
−HK$213/mo
Today · 4.125%
HK$7,149
baseline
▲ 0.50% · 4.625%
HK$7,583
+HK$434/mo
Deposit HK$632K · loan HK$1.47M · min. income ≈ HK$14,298/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,483
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,684
−HK$204/mo
Today · 4.125%
HK$7,888
baseline
▲ 0.50% · 4.625%
HK$8,303
+HK$415/mo
Deposit HK$632K · loan HK$1.47M · min. income ≈ HK$15,776/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,207
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,431
−HK$228/mo
Today · 4.125%
HK$7,659
baseline
▲ 0.50% · 4.625%
HK$8,125
+HK$466/mo
Deposit HK$527K · loan HK$1.58M · min. income ≈ HK$15,318/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,018
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,233
−HK$218/mo
Today · 4.125%
HK$8,451
baseline
▲ 0.50% · 4.625%
HK$8,897
+HK$446/mo
Deposit HK$527K · loan HK$1.58M · min. income ≈ HK$16,902/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,688
−HK$482/mo
▼ 0.25% · 3.875%
HK$7,927
−HK$243/mo
Today · 4.125%
HK$8,170
baseline
▲ 0.50% · 4.625%
HK$8,667
+HK$497/mo
Deposit HK$421K · loan HK$1.69M · min. income ≈ HK$16,340/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,552
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,782
−HK$232/mo
Today · 4.125%
HK$9,014
baseline
▲ 0.50% · 4.625%
HK$9,490
+HK$476/mo
Deposit HK$421K · loan HK$1.69M · min. income ≈ HK$18,028/mo (50% DSR)
Upfront cash ≈ HK$422K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,168
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,422
−HK$258/mo
Today · 4.125%
HK$8,680
baseline
▲ 0.50% · 4.625%
HK$9,209
+HK$529/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$17,360/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,087
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,331
−HK$247/mo
Today · 4.125%
HK$9,578
baseline
▲ 0.50% · 4.625%
HK$10,083
+HK$505/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$19,156/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,649
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,918
−HK$273/mo
Today · 4.125%
HK$9,191
baseline
▲ 0.50% · 4.625%
HK$9,750
+HK$559/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,382/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,621
−HK$520/mo
▼ 0.25% · 3.875%
HK$9,880
−HK$261/mo
Today · 4.125%
HK$10,141
baseline
▲ 0.50% · 4.625%
HK$10,676
+HK$535/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$20,282/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).