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Crescira AVM · estimated value Medium confidence
HK$2.35M
≈ HK$5,299 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$235K, with repayments around HK$10,239/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$9,634
−HK$605/mo
▼ 0.25% · 3.875%
HK$9,934
−HK$305/mo
Today · 4.125%
HK$10,239
baseline
▲ 0.50% · 4.625%
HK$10,862
+HK$623/mo

Deposit HK$235K · loan HK$2.11M · min. income ≈ HK$20,478/mo (50% DSR)

Upfront cash ≈ HK$235K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
1
Saleable Area
443 ft²
Gross Area
585 ft²
Efficiency
76%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2015-01-21 HK$1.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Chai Wan
≈ 10 min walk · 738 m
Education
18
schools within 1 km (6 within 500 m)
Daily convenience
20
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
18
parks, libraries, sports within 1 km

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 18 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com